Grandma consolidating high credit cards, DTI wrong
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,990.00 | Status: | Loan created |
| Grade: | A | DTI: | 553% |
| Lender Rate: | 13% | Borrower: | happynana |
| Finished | State: | MA | |
| Funded: | 100% | Group: | Virtual Lending Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2007-01-19 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Jan 20, 2007 | Current |
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Hi Lenders, I'm looking to pay off some of my bills within the intent on pay them all off in the next couple of years so I can retire debt free and spend lot's of time with my grandchildren. My credit is excellent but now it is time to pay my credit cards off once and for all. I'm never late paying my bills. My debt to ratio is wrong, please see my bills below. You won't be sorry if you bid and I get 100% funded. Currently I owe: Sears - $2,134 (high rate) - Consolidate Home Depot - $8,530 (high rate) - Consolidate Citi Card - $11,467 Bank of America - $12,500 Countrywide - $103,000 Bills I want to pay with Prosper loan Sears - 2,134 (high rate) and use the remaining to pay down Home Depot - $8,530 (high rate) Budget break-down: Monthly net: $2481 Other Income: $0 Rent/Mortgage: $793 Utilities: $100 Cell/Phone: $80 Internet: 104 Auto Loan: no car Auto Insurance: $0.00 Transportation: $10.00 Groceries: $150.00 Credit Cards: $465.00 Total of Monthly Expenses = $1,702 Amount left over to go toward your Prosper loan = $779 Thank you for reviewing my loan request. Please email me if you need further information at [EMAIL DELETED]. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 78152 | Granma ready to retire: pay off bills/dti wrong | A | $11,500 @ 10% | Dec 26, 2006 | Withdrawn |
| 78769 | Granma ready to retire: pay off bills/dti wrong, raised rate | A | $11,500 @ 12% | Dec 28, 2006 | Withdrawn |
| 80029 | Granma ready to retire: pay off bills/dti wrong | A | $8,500 @ 11% | Jan 01, 2007 | Withdrawn |
| 80726 | Grandma consolidating high credit cards, DTI wrong | A | $6,001 @ 22% | Jan 03, 2007 | Withdrawn |
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