p2p lending at lending club
Get 29% for your money! $7,800.00 @ 29%!!

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Listing Information
Amount: $7,800.00 Status: Loan created
Grade: HR DTI: 18%
Lender Rate: 27% Borrower: myGodisgood
Time Left: Finished State: GA
Funded: 100% Group: FinancialAssistanceNetwork
Loan Information
Loan Status: Current Origination Date: 2007-01-17 EricsCC ROI: 21%
Status History
Jan 20, 2007 Current
Oct 03, 2007 Late
Oct 18, 2007 1 month late
Oct 19, 2007 Current
Dec 02, 2007 Late
Dec 19, 2007 Current
Jan 01, 2008 Late
Jan 12, 2008 Current
Jun 05, 2008 Late
Jun 18, 2008 Current
Credit information: 
Credit grade: HR   
Now delinquent: 1   
Delinquencies in last 7y: 4   
Public records in last 10y: 0   
First recorded credit line: Jan-1991   
Total credit lines: 30   
Inquiries in last 6 months: 3  

The above is my credit profile from prosper. I established my first credit in 1991 with 30 total credit lines. All the accounts are current with one showing past due because of making bad decision few years ago. I have paid high rate for not having a flawless credit. Though I make regular payments, it continues to report past due until the balance is paid in full.  

I took a second job to help with the balance because I wanted my credit to be wrinkle free.  Due to the HR credit grade, I was not sure, if prosper would fund $25,000.00 for me; consequently, I used part of my savings to pay $10,000.00 on the balance. Please, help me with a loan of $7,800.00 to be added to my bonus check coming very soon to help clear the remaining balance.  

I have two solid jobs with good income, a manager in one of the jobs for over 5 years. I can easily make payments on prosper's loan and still have a surplus income. As you can see, I am very conscious about my credit rating; therefore, all my accounts including prosper are 100% guaranteed. I usually do not like carrying credit accounts for the full terms; as a result, I will pay off this loan in two years to save on interest. I will make my first payment in 15 days.   

BUDGET
Prosper loan         $326.86
Mortgage              $1588.87
Gas                       $200.00
Car Insurance      $70.00
Food                     $300.00
Credit cards         $500.00
Utilities                 $560.00
Gross        $7,000.00   Net pay    $4900.50  Total Expenses - $3,545.73    Surplus: $1,354.77
Borrower's Other Listings
67776 PAY OFF CREDIT CARDS TO INCREASE CREDIT SCORE HR $19,500 @ 29% Nov 28, 2006 Withdrawn
70548 USED CAR INVENTORY! HR $18,000 @ 29% Dec 05, 2006 Withdrawn
70553 BUY USED CAR INVENTORY! HR $18,000 @ 29% Dec 05, 2006 Withdrawn
70563 BUY USED CAR INVENTORY! HR $19,500 @ 29% Dec 05, 2006 Withdrawn
72025 Buy used car inventory! HR $14,900 @ 28% Dec 08, 2006 Withdrawn
72482 Help to buy used car inventory! HR $9,950 @ 28% Dec 09, 2006 Withdrawn
72645 Please, help to grow my used car business! HR $8,900 @ 23% Dec 09, 2006 Withdrawn
72659 Please, help me grow my used car business! HR $8,900 @ 28% Dec 09, 2006 Withdrawn
73033 NO RISK INVESTMENTS! HR $14,900 @ 29% Dec 11, 2006 Withdrawn
74070 PLEASE, HELP A DREAM COME TRUE! HR $9,900 @ 29% Dec 13, 2006 Withdrawn
76664 Get 29% for your money! HR $7,800 @ 29% Dec 20, 2006 Expired
79594 VERY RESPONSIBLE YOUNG MAN*****YOUR INVESTMENT IS VERY SAFE! HR $15,000 @ 29% Dec 30, 2006 Withdrawn
79926 ALL CREDIT GRADES ARE RISK; GO FOR THE MAX RATE AT 29%. HR $9,889 @ 29% Jan 01, 2007 Withdrawn

 

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