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Better Life For Two

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Listing Information
Amount: $6,000.00 Status: Loan created
Grade: E DTI: 38%
Lender Rate: 20% Borrower: helpsearcher
Time Left: Finished State: CA
Funded: 100% Group: Everyday People
Loan Information
Loan Status: Paid Origination Date: 2007-01-17 EricsCC ROI: 20%
Status History
Jan 20, 2007 Current
Sep 14, 2007 Payoff in progress
Sep 19, 2007 Paid
Three years ago I suffered a heart attack and had double by-pass surgery. This year everything is finally better - I am healthy and hard working, trying to make a better life for my daughter and myself.
Gross Pay: $1055.75
Net Pay: $811.11 every 2 weeks
Employed as a pool tech/route driver for a chemical pool service company. 2 years on the job.
Additional income $120 per week average, part time job held for past 2 years
Average Net Income $2277 per month
Expenses: Mortgage/Rent: $500 (My Share, I have a roommate)
Car payments: $257
Car insurance: $100
Gas for car: $300
Utilities: $150
Cable/Phone/Internet: included in utilities
Groceries: $200
Misc. Spending: $150
Debt payments (now): $300
Life Insurance $ 45
Gym $ 30
Total NOW: $2002 Remaining $277
With Prosper payment of $250 Remaining increases to $327, but accounts are paid off in 3 years.

I have always paid my bills, no matter what life had in store for me. Had triple A credit when married, will have again someday. If all those credit cards where paid off and closed out I would be able to go to school with the money I save and make a better life for me and my daughter.
What Prosper loan will be used for:
US Bank Visa 482.53
Bridgestone/Firestone 365.14
Shell Gas Card 187.02
Chase 188.84
Orchard Bank 283.54
CreditOne 310.65
Aspire 688.81
Providian 2481.86
Applied Card 463.76
Total 5452.15

The remaining money will be used to buy tires for my car. A Prosper loan will be much simpler to pay as there will be just one amount to pay, without the monthly maintenance fees that many of these credit cards have.
Borrower's Other Listings
74764 Making a life change E $6,000 @ 20% Dec 14, 2006 Withdrawn
75415 Begin a New Life E $6,000 @ 27% Dec 16, 2006 Withdrawn
79824 Better Life E $6,000 @ 23% Dec 31, 2006 Withdrawn

 

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