Paying off Student Loan

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Listing Information
Amount: $2,500.00 Status: Loan created
Grade: D DTI: 11%
Lender Rate: 12% Borrower: badgerfn20
Time Left: Finished State: WI
Funded: 100% Group: BORROWERS - LARGEST GROUP
Loan Information
Loan Status: Paid Origination Date: 2007-01-12 EricsCC ROI: 11%
Status History
Jan 13, 2007 Current
Feb 17, 2008 Payoff in progress
Feb 23, 2008 Paid
     Hi!  I am a Sales Manager in Madison, WI.  I recently finished four years at the University of Wisconsin, Madison and recently started my new job.  I am an excellent candidate for a loan because I have retained the spending habits of a starving college student but now have the income of a Sales Manager. 
     My goals are to use this Prosper Loan to pay off my student loan and also to build solid credit by paying off my Prosper Loan.  I would like to then use this good credit to become a homeowner with a favorable interest rate on a mortgage. 
    
Thanks and God-Bless

Below is my monthly budget

Total Monthly Income (after taxes):           $2,100
Total monthly expenses                            $1,218

Summary of my monthly expenses
rent & utilities                                         $390
cell phone bill                                         $0 (provided by employer)
car insurance                                         $50
Internet                                                  $28
Car maintenance                                    $100
kiva.org (charity)                                     $25
Gas (car)                                               $75
Groceries                                               $150
Dining Out                                              $100
Roth IRA Fund                                        $250
Misc. Expenses                                      $50
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