Consolidate Credit Cards & Home Improvement
| Listing Information | |||
|---|---|---|---|
| Amount: | $17,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 38% |
| Lender Rate: | 19% | Borrower: | Saf714 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | P2P Financial |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2007-01-18 | EricsCC ROI: | 19% |
| Status History | |
|---|---|
| Jan 20, 2007 | Current |
| May 11, 2007 | Payoff in progress |
| May 16, 2007 | Paid |
|
Introduction: My name is Saffy [LAST NAME DELETED] and I work as a field service representative for a company called IKON Office Solution. I have a second job that am starting on January 8, 2007 as a classified employee for the Irvine Unified School District. I need to obtain a loan to consolidate my credit cards and to facilitate an investment home which I have purchase in July of 2006. Credit Issues: I have no credit issues because I track my finance closely to payoff my bills on time. Repayment Ability: I work for a company called IKON Office Solution for about five years. My current salary is $26,041.60 a year and monthly gross salary is $1,604.66 (net pay = $802.33). I just got hired from Irvine Unified School District for a second job starting January 8, 2007 and I should have this income to help pay the loan. I have a home that I invested and being rented at the time and I receive some income from there. Monthly Income: $1,604.66 Debt Payment: Rent: $250.00 still living at home Car: Paid off Gas (car): $120.00 a month Car Insurance: $175.80 Credit Cards: $180.00 a month, but will be paid off with the loan which includes- Capital One: $1,090.87, American Express: $2,457.59, CitiCard: $3,594.44, Chase Card: $780.00 and the rest of the loan will go toward home improvement. Cell Phone: $53.27 DSL Internet: $26.88 Total Expenses & Debt= $805.95 Total Cash Flow = $798.71 As you can see I am a good credit risk and this loan will improve my monthly cash flow and overall financial situation. I have a stable job and am confident with the income I make to payoff this loan quickly. Thank you for your time and consideration. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 72495 | Debt Consilidation | D | $17,000 @ 10% | Dec 09, 2006 | Expired |
| 202817 | Consolidate Credit Cards & Home Improvement | C | $20,000 @ 24% | Sep 18, 2007 | Withdrawn |
| 205223 | Consolidate Credit Cards & Home Improvement | C | $21,000 @ 19% | Sep 24, 2007 | Loan created |
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