relist: trying to establish credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,700.00 | Status: | Loan created |
| Grade: | NC | DTI: | 0% |
| Lender Rate: | 25% | Borrower: | xxfirefly143xx |
| Finished | State: | CA | |
| Funded: | 100% | Group: | No credit! Build some! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-17 | EricsCC ROI: | -37% |
| Status History | |
|---|---|
| Jan 16, 2007 | Current |
| Aug 02, 2007 | Late |
| Aug 14, 2007 | Current |
| Sep 01, 2007 | Late |
| Sep 18, 2007 | 1 month late |
| Oct 18, 2007 | 2 months late |
| Nov 23, 2007 | 3 months late |
| Dec 19, 2007 | 4+ months late |
|
ABOUT ME: I am a 21 year old mom to a beautiful 7 month old boy. I currently work part time so that I can pay off the rest of my medical expenses that I accumulated from the birth of my son. EXPLANATION OF BAD CREDIT: My credit rating shows that I have no credit. The only bill I had was for my cell phone which I have lost when I found I was pregnant with my son and had to quit working do to complication with my pregnancy which forced me to move home. WHAT I WILL DO WITH THE MONEY LOANED TO ME: I am asking for $2700. $2500 will go toward medical bills, and the remaining $200 will go to paying off my cell phone bill. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions: $ 300/month boyfriend?s Income: $ 1100/month Total monthly family Income $ 1400/month Mortgage/Rent: $ 437.50 (our portion) Phone: $ 30 water: $ 15 Electricity & gas: $ 50 Food: $ 150Cable/Internet: $ 15 Clothing, expenses for children, etc. $ 200 ----------------------- Total Monthly Expenses : $ 897.50 I will have $602.50 left to make the payments on my Prosper loan. My personal income does not pay the household bills. CLOSING REMARKS TO LENDERS: I really want to pay off these debts and use this loan to establish some time of credit. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 72672 | Help us survive | NC | $10,000 @ 6% | Dec 09, 2006 | Withdrawn |
| 72678 | Help us survive | NC | $10,000 @ 27% | Dec 10, 2006 | Withdrawn |
| 74418 | Supporting my son | NC | $4,700 @ 23% | Dec 13, 2006 | Withdrawn |
| 76007 | A chance for credit and chasing a dream | NC | $2,550 @ 27% | Dec 18, 2006 | Withdrawn |
| 78145 | Establishing credit | NC | $2,700 @ 25% | Dec 26, 2006 | Expired |
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