2 months late on car payments
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,200.00 | Status: | Loan created |
| Grade: | HR | DTI: | 23% |
| Lender Rate: | 20% | Borrower: | lani67 |
| Finished | State: | WA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-01-10 | EricsCC ROI: | -86% |
| Status History | |
|---|---|
| Jan 13, 2007 | Current |
| Apr 25, 2007 | Late |
| May 11, 2007 | 1 month late |
| Jun 11, 2007 | 2 months late |
| Jul 11, 2007 | 3 months late |
| Aug 11, 2007 | 4+ months late |
| Dec 28, 2007 | Default |
|
I am re-listing because I really need the cash to catch up on my car payments. This is my story. I thought if I did a payday loan once that should be fine but I ended up doing 1 loan after another. I did my first payday loan back in february 2006 and until now i still have 4 outstanding loans. I had six but i recently just paid off the other two thank god. The reason why I took that loan in the first place was because I Needed 500 more for a down payment to buy my car. I had to I needed a car so i could get to work and take my son to daycare. I starter with 1 loan and ended up having six loand at diffenrt places. This is so stressful and if i had known and thought more about the consequence of doing that loan I would not have done it. Also the reason why I'm late on my car payments is because back in september iI had to take my son to ER, he had UTI and kidney infection. I had to pay that bill. II had to take him back again last month because he had ear infection that was caused from the flu he got. So I'm strugling here but hanging on. I work at a bank and I have been working there since July 2005. This is my payday summary (each payday) I get paid every 15th and last day of the month. I get paid 755.00 (after taxes and medical and dental deductions) Every last day of the month: loans:270.00 thats interest only I re-loan everey payday rent:400.00 the rest is for my sons needs such as milk,diapers and our groceries. I'm even short sometimes so I borrow 20 or 40 from my co-worker. That's embarassing. Every 15th of the month: Loans:270 car payments:200 insurance:80 cable,internet,phone,electric,w/s/g is free for me:100 the rest is for food and things for my son. As you see If my loans are paid of i would have 540 extra a month. And that is my goal. I want to pay of my loans so I can save and have my money that work so hard for everyday. If I get this loan i will pay my payday loans and I'll have that 540 extra a month and I'll be able to make my monthly payments to prosper every month. I'll probably be able to pay the whole loan to prosper by march when I get my tax refund. Please give me a chance. I won't let you down. If you need to contact me and ask me why you should fund my loan go ahead and give me a call. Well thank you very much for taking the time to read my listing. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 70585 | need to get out of payday loan's hell | HR | $2,000 @ 20% | Dec 05, 2006 | Expired |
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