p2p lending at lending club
My second listing - With an increased rate and more details

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Listing Information
Amount: $10,000.00 Status: Loan created
Grade: E DTI: 15%
Lender Rate: 21% Borrower: rbalboa
Time Left: Finished State: MI
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2007-01-17 EricsCC ROI: 16%
Status History
Jan 16, 2007 Current
Listing : This is my second listing and I feel I would be able to explain better this time. I appreciate everyone who gave me valuable suggestions to increase my chance to win.

About me: I am 32 year old software professional with 9 years experience in the field. I have a full time job fetching me a monthly net of $3800. With my skills I am confident of earning more in future.

Amount Required : $10000

Requirement : To clear off old debts and start off fresh.

Monthly Expenses

Rent : 810
Car Loan : 300
Unsecured an : 110
Insurance:85
School fees for my son:300
Credit Card :200
Electricity & Water :100
Grocery : 200
Gas : 80
Phone : 60
Prosper Loan : 477
Total : 2722.

I have a balance of almost $1000 which I can use to clear off my credit cards. But without prosper loan this balance is impossible as I shell out almost $1500 for debt repayment.

Credit History : My history is good. I have not missed a single payment yet. No record of PR or  DQ.

Thanks for reviewing my listing.
Borrower's Other Listings
75550 Pay off all Debt and start fresh E $10,000 @ 15% Dec 17, 2006 Expired

 

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