I work in my husband's office to help expenses. We have downsized and paid off a lot of debt. I have some debt that I have incurred on my own that I would like to pay off from my small salary. My husband's income more than pays for all of our bills. The debt to income ratio is extremely high because it does not take into account my husband's very substantial income (he is a physician). My income is completely discretionary, so making a payment of around 200 a month for 3 years on this loan would not be a problem. If you have any questions, feel free to email me! Thanks.
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