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Sun, March 25, 2007
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| Do anyone know the story on her? I know she took all the information off her yahoo profile two days after she made her last loan payment. |
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Mon, March 26, 2007
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Very odd. Looks like she's skipped. But if that's what she intended to do, why make that hugh initial payment? She's paid down about 1/3rd of
the loan already. Why skip now. I just don't understand some people. |
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Tue, March 27, 2007
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| I started to put her on block. |
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Tue, March 27, 2007
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| What does that mean, 'put her on block'? |
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Tue, March 27, 2007
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| You can clock borrowers and groups you. I block every now and then. Mostly if someone get funded, cancel list and repeat the process over and over. |
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Sun, April 8, 2007
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| I have 55 loans and this is the only late one. Maybe the fact that she had six prior unfunded listings should have been a tipoff. Plus, the story changed from needing money for a car and tuition to her mother dying of a heart attack. |
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Sun, April 8, 2007
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How do you block groups? I can find how to add groups, but not block.
FAN is the first one, though I understand that they are defunct and Prosper is managing their existing loans. |
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Sun, April 8, 2007
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| I can't find a way to exclude groups either. |
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Wed, April 18, 2007
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| It looks like the loan is in collections. I'm surprised too! C credit grade, 24% DTI and 0 deliquencies. She's made 2 payments (Jan & Feb) missed March, and shows an April payment in transit. |
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Wed, April 18, 2007
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| As I understand it, the notation "Payment in transit" shows up when Prosper is trying to transfer funds from a bank account, whether there is any money to be tranferred or not. The same thing happened in March. |
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Fri, April 20, 2007
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HEY! 79274 went Current today! I recieved a double payment today. And not just one of those 'Payment in transit' payments, but an actual in-my-account payment.
Good for her. |
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Fri, April 20, 2007
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| Wow! Good for her indeed. |
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Wed, June 20, 2007
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| Now she's gone again. |
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Sun, September 9, 2007
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| I knew she would be a High Risk, but my standing orders funded her. My rules for lending is about as tight as bank now. |
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Mon, September 10, 2007
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This is why I no longer use standing orders for anything. While you can enter in certain criteria, it has not worked well for me.
Every loan I bid on is a manual order. |
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