Personal Touch: Single Dad Mak'en It Right
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 3% |
| Lender Rate: | 21% | Borrower: | hunterman43 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Large Money Loans for AA,A,B,C & D Credits |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-11 | EricsCC ROI: | -52% |
| Status History | |
|---|---|
| Jan 12, 2007 | Current |
| Nov 28, 2007 | Late |
| Dec 13, 2007 | 1 month late |
| Jan 12, 2008 | 2 months late |
| Feb 12, 2008 | 3 months late |
| Mar 12, 2008 | 4+ months late |
|
I'm a single dad trying to do the right thing! I have a 17 year old junior in high school & a 20 year old that made me a grandpa this year. I love my kids! I try to give them & do the best I can. And once in a while I get a little a head of myself. Will this time I did it good. I need a loan to help with a few payday loans, I WILL NEVER DO THAT AGAIN. I make good money as a Quality Manager in a manufacturing plant and without the payday loans I will easily be able to pay for this loan and all of my bills. I also umpire high school boys baseball & girls fast pitch softball. Last year I did close to 200 games, if this were summer I could pay this amount back in two months of umpping, but it's not summer so here I am. I will be able to make these payments as you see below. If I can only get the payday loans paid off I'll be in great shape. Gross pay?????????????????????????????????..$1011.54 After taxes, 401k& insurance net pay weekly??????????????????.$626.30 Monthly??????????????????????????????????...$2714.00 Umpiring From March 22,2006 thru Nov. 2,2006????????????????.?.$9448.00 Monthly Bills Rent????????????????????????????????????.$460.00 Phone???????????????????????????????????..$115.00 Payday loans interest (Yearly interest rate of 648%, Monthly is 54%)????????$616.00 Principle of payday loans???????????????????????????$1140.00 Medical.??????????????????????????????????.... $55.00 Total Medical Owed.....$2065.00 Utilities???????????????????????????????????.$350.00 Food (Never realized how much a 17 year old boy can eat.)????????????..$550.00 Gas?????????????????????????????????????$300.00 Also lunches, school cloths, shoes, hair cuts, other mis. items needed??????? $150.00 Van I?m Purchasing a van from a friend and I owe?$1800.00 Totals???????????????????????????????????..$2596.00 Take away the payday loans??????????????????????????$616.00 This reduces my monthly bills to???????????????????????..$1980.00 Add Prosper Loan payment??????????????????????????.$130.00 New Total ?????????????????????????????????.$2110.00 Leaving $604.00 for savings & paying off my friend for the van. Plus in late January we have reviews and my pay will be going up. If last year is a indication as to my increase, I received a 5% pay raise. Thanks...For you help LDO |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 69441 | Mak'en it right | HR | $3,500 @ 29% | Dec 02, 2006 | Expired |
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