WANT LIFE BACK
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 5% |
| Lender Rate: | 20% | Borrower: | hardworker3940 |
| Finished | State: | MO | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-08 | EricsCC ROI: | -22% |
| Status History | |
|---|---|
| Jan 08, 2007 | Current |
| Aug 28, 2007 | Late |
| Sep 09, 2007 | 1 month late |
| Oct 09, 2007 | 2 months late |
| Nov 09, 2007 | 3 months late |
| Dec 10, 2007 | 4+ months late |
|
I am a 29 year old women with a common law husband, two children together ages 13 and 3. I work at KU Medical Center as a medical records clerk/ receptionist. I enjoy my job and have been employed at KU for 9 years. I have a second part time job which I only work 3 hours a day cleaning a bank. I started out with no credit. I was approved for several small loans to get credit. I paid them back on time with high interest rates. I then preceded to qualify for a home loan since I had good credit. I was helping out family with small loans to them that never got repaid. We had problems with the pipes in the home which we had to get a title loan to pay for the repairs. I had my husband get a $1000 loan on his Suburban truck which he paid $4000 cash for. We got the pipes fixed and fixed small repairs to the truck. We did not know when the time came that we had to pay $400 dollars alone in interest just to keep the truck. We thought we were going to pay only a small amount towards the loan. We are only paying for the interest right know until we can get a loan to pay off the title loan. We fell behind in other payments since we were suprised the first time and some of our bills have taken a back seat until we can pay off the high interest loan. My credit card company has charged me high interest because I am late and there goes another cycle of paying just to keep up. If I can get a loan through Prosper then I will be able to pay off the title loan so I can get a start to having my freedom back. I will use the money to pay off the title loan first and foremost which is $1000. I will use $500 to pay off my credit card and the other $500 to pay off a small payday loan. I cannot use my credit card anymore so once that is paid off I will not get back into debt with my credit card. If I receive a loan with Prosper I will be able to communicate with the other group members in Two Millionaires forum to encourage and give support since I know how hard it is to receive a loan with HR credit. Monthly income my income $1940 spouse $1000 Mortgage $949 water $25 lights $100 gas $90- payment plan phone $40 daycare $160- grandmother watches the kids food $200 directv $60 title loan $400 total expenses $1974 I will have a total of $966 dollars to pay for my Prosper loan if I was approved for one. I will be in a good position to pay off my loan since I will have many of these high interest loans out of the way to a knew life of good credit. I will have |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 46131 | HIGH HOUSE GAS BILL PAID | HR | $3,000 @ 7% | Oct 09, 2006 | Expired |
| 78447 | PAYING OFF CREDIT CARDS AND BILLS | HR | $3,000 @ 29% | Dec 27, 2006 | Withdrawn |
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