RE-LISTED, TRYING TO HAVE A FRESH START
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 29% |
| Lender Rate: | 19% | Borrower: | MYSUNSHINE18 |
| Finished | State: | CA | |
| Funded: | 100% | Group: | FinancialAssistanceNetwork |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-01-17 | EricsCC ROI: | -65% |
| Status History | |
|---|---|
| Jan 16, 2007 | Current |
| Apr 02, 2007 | Late |
| Apr 18, 2007 | 1 month late |
| May 18, 2007 | 2 months late |
| Jun 18, 2007 | 3 months late |
| Jul 19, 2007 | 4+ months late |
| Aug 28, 2007 | Default |
|
I am listing again, as I am learning as I go, and have had some good advice about my listings from lenders. Thank you. I have lowered the amount to barrow and raised the interest rate, along with a longer listing from last time. I am having a hard time trying to keep up with my expenses. See below. Please help me with this loan. This will allow me to catch up, free my high interest credit cards, as well as build my credit scores back up and relieve me from the stress both physically and mentally. As you can see below, this loan will be less of an expense to me than what I am currently paying, as it is hard to keep up with, Please help me. Consolidating my credit cards, will give me approx 700-800 left over after expenses, to pay for the prosper payment each month. Thank you. God Bless. Mortgage - $2200.00 Car- $380.00 Utilities - $ 200.00 Groceries- $ 200.00 Employment $3115.00 NET MO Gas- $ 300.00 Renter $800.00 Day Care- $400.00 Child Support $660.00 Capital one $100.00 Income $4575.00 a month HSBC- $200.00 Credit one- $95.00 First Prem- $80.00 Tribute- $40.00 BOFA- $50.00 Cash Call- $280.00 Total- $4525.00 Approx. Expenses Balance of Credit cards & cash loan to be paid off with Prosper loan Capital one (2) 1520.48, HSBC (3) 4158.29, Credit One 836.27, First Premier (2) 470.00, Tribute 373.83, B of A 391.36, Cash Call 2525.00, Sears approx. 1500.00. TOTAL: 11,775.23 to pay off with Prosper loan, leaving me with a little to put in savings. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 74695 | CONSOLIDATE DEBT | D | $12,000 @ 12% | Dec 14, 2006 | Withdrawn |
| 74884 | PLEASE HELP ME CONSOLIDATE MY DEBT | D | $12,000 @ 14% | Dec 15, 2006 | Withdrawn |
| 75236 | PLEASE HELP ME TO CONSOLIDATE MY CREDIT CARDS | D | $14,000 @ 15% | Dec 15, 2006 | Withdrawn |
| 75259 | PLEASE HELP ME CONSOLIDATE MY DEBT | D | $14,000 @ 17% | Dec 16, 2006 | Expired |
| 77782 | TRYING TO HAVE A FRESH START, PLEASE BID | D | $12,000 @ 21% | Dec 25, 2006 | Expired |
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Discussion For This Listing
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