p2p lending at lending club
Driving Debt Down and Independence Up

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Listing Information
Amount: $8,500.00 Status: Loan created
Grade: C DTI: 14%
Lender Rate: 12% Borrower: giveback2020
Time Left: Finished State: AL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2007-01-12 EricsCC ROI: 8%
Status History
Jan 13, 2007 Current
ABOUT ME: I am 42, divorced, no children but a precious pet. I have been in my current position 2 years in the energy sector working to introduce technologies that will reduce petroleum dependence.

CREDIT EXPLANATION: Divorced in 2001 after 5 years, leaving me with huge debts. I would like to borrow to: become part of the team, repay loan as promised and, start as a borrower to gain knowledge so when I have $$ to invest I will be prepared.

If you bid on my listing I promise that I will not let you down, making payments on time will be my top priority and I will have the money. If my loan is filled I'll stay active in the forum for the life of the loan, to help encourage myself and others to never let their team down by being late on a payment. I am determined to SUCCEED and to help others!

WHAT I WILL DO WITH THE LOAN:
$6.3k bills, $2.2k for work related software purchase.  MONTHLY FINANCES:
Net income: $9375
Rent: $2445
Phone: $662
Utilities: $325
Car: $680
Food: $325
Insurance: $737
Cable/Internet: $160
Clothes, household: $225
CCs/Loans that won't be paid with this loan: $1385
Work: $620
Savings/Charity: $500
Total Monthly: $7,604
I will have $1971 to make the payments on my Prosper loan.

CLOSING REMARKS TO LENDERS: I am capable and committed to paying back the loan requested. The opportunity to borrow money from individuals rather than a bank is one that I look forward to participating in. By paying the payments on time, it will improve my credit and also help the group. I hope that you will consider making the loan and allowing me to be part of the growth in the group that will establish Two Millionaires as a credible and trusted group.
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