Relist with higher rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $9,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 45% |
| Lender Rate: | 12% | Borrower: | VegForLife |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Debt Consolidation & Friends |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-01-10 | EricsCC ROI: | -21% |
| Status History | |
|---|---|
| Jan 10, 2007 | Current |
| Oct 25, 2008 | Late |
| Nov 11, 2008 | 1 month late |
|
Hello potential lenders, This is my third posting for this loan. I have increased the interest rate in hopes of attracting more bidders. I will be using the funds to consolidate 3 credit cards totaling about $9K. I work two jobs and my net pay is about $2,500. I do not pay household bills and only pay for the expenses of caring for my 11 rescued animals (food and vet visits if and when needed). I racked up some debt because I did not work while in school to focus on finishing school (I recently graduated with a degree in International Studies - Human Rights Focus). I have 3 other credit cards totalling about $15K at 5% interest trate for the life of that balance transfer so I don't want to touch those. Most of that debt came from my move to Chicago from Cleveland, groceries and rent when I was in need. In addition, I have my school loan of $233 a month at 3.75% for 20 years. Since starting work in May, I have not used my credit cards. In addition, I just started a part time teller job in November to help me expedite paying off these debts. So far. So good. Income: $2,500 Month Bills: $1300 Month I am paying way more than the minimum in hopes of paying my debt off with a few years. This loan will help me consolidate the 3 credit cards I have that are at 18% and higher into one loan. This loan would not be an issue to pay. I have attempted to transfer the balance to a lower rate card with no success. So I am calling on the good people of Prosper to help. Please consider bidding and take into consideration my strong credit score and history. Thank you kindly. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 74438 | Credit Card Debt Be Gone! | B | $9,000 @ 13% | Dec 13, 2006 | Withdrawn |
| 76579 | Help me consolidate some debt | B | $9,000 @ 15% | Dec 20, 2006 | Expired |
| 225763 | Paying off credit cards entirely | B | $15,000 @ 16% | Nov 04, 2007 | Loan created |
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