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Consolidation Loan Relist-Reached 93% Last Time

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Listing Information
Amount: $4,800.00 Status: Loan created
Grade: E DTI: 28%
Lender Rate: 22% Borrower: cayman
Time Left: Finished State: CA
Funded: 100% Group: Everyday People
Loan Information
Loan Status: 4+ months late Origination Date: 2007-01-10 EricsCC ROI: -77%
Status History
Jan 13, 2007 Current
Feb 25, 2008 Late
Mar 11, 2008 1 month late
Apr 11, 2008 2 months late
May 11, 2008 3 months late
May 29, 2008 Current
May 30, 2008 Late
Jun 11, 2008 1 month late
Jun 12, 2008 Current
Jun 28, 2008 Late
Jul 11, 2008 1 month late
Aug 12, 2008 2 months late
Sep 11, 2008 3 months late
Oct 11, 2008 4+ months late
Hello prosper community, let me introduce myself.
I am a hard working parent of two handsome boys, 15 and 8. I am here to request a loan to consolidate some very HIGH interest loans($3275), pay off some pay day advances($1500).

I am a yard manager for a recycle company in Los Angeles. I have been employed for six years there, but was temporarily laid off by my company for a year(Oct. 2004 to Oct. 2005). This is the main reason that I ran into financial dificulty and why I am now requesting this loan. I am on salary and the income is stable. No more lay offs!!!


Net Monthly Income: $2300
Expenses:
400 rent
350 cellphone,landline, all utilities
150 gas
300 child support
80  storage
65  broadband/dsl
395 current loan payments
450 pay day loan interest payments
200 food/ent./misc.

Total Expenses= $2,390

Expenses with Prosper= $1,765

Note: Car note and Insurance is paid by fiance, therefore is not included in expenses.

With the prosper loan, these debts will be paid in full within 3 years, and I will be better able to start saving money. Right now, much of what I pay goes to interest and I seem to get no where. This loan will allow me to put these HiGH interest loans to rest and free up income to work on my current delinquencies. 

Thank you so much for considering my re-listing.
Borrower's Other Listings
72249 Paying Bills on Time but Interest rate is tooooo High. E $6,000 @ 21% Dec 08, 2006 Withdrawn
75425 Consolidate HiGH Interest Loans E $5,250 @ 29% Dec 16, 2006 Expired
227092 2nd Prosper Loan E $9,800 @ 30% Nov 10, 2007 Withdrawn
230039 2nd Prosper Loan E $6,500 @ 30% Nov 13, 2007 Withdrawn
233713 2nd Prosper Loan (Revised) E $3,500 @ 30% Nov 18, 2007 Withdrawn
236095 2nd Prosper Loan (Revised) E $1,500 @ 18% Nov 23, 2007 Expired
242238 Great Investment, Minimum Risk E $2,600 @ 30% Dec 02, 2007 Expired

 

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