Active Duty Military Seeks Credit Card Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $13,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 52% |
| Lender Rate: | 24% | Borrower: | jcintx333 |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Vets helping Vets |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-12-27 | EricsCC ROI: | 18% |
| Status History | |
|---|---|
| Dec 28, 2006 | Current |
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I am looking to consolidate all of my high rate credit cards into one monthly payment that I can pay off in 3 years or sooner. I have never had a late payment on anything, but my FICO is low because I am maxed-out on some of the cards. I am relisting this ad because I was able to negotiate a 10.9% rate on my Chase Visa due to my excellent credit/payment history in the 4 years I've had the card. My ex-wife ran up the bulk of the cards when I was deployed to Iraq for 8 months. When I returned, she was gone. I also spent some money to help my sister through college. Though it was money well spent, my payments every month don't seem to make a dent in the total balances I have due.I am career military and would make a great loan candidate as I could lose my career for failing to pay my debts on-time. I value my pension and career too much to ever pay anything late, ever. The $13K I am desiring would consolidate all of my credit cards into one payment. The only debt I have besides my credit cards is a vehicle loan with USAA for $385 a month. I have a long relationship with USAA for my banking, vehicle loans, insurance and investments. Please help me consolidate my debt so I can cancel the cards and say goodbye to 27% interest rates and 20 years of payments for stuff my ex-wife took with her. My monthly balance sheet is as follows: Take Home Pay: $3300 Rent: $500 USAA Car Loan: $385 Insurance: $140 Utilities/Cable TV: $135 Cell Phone: $50 Food/Gas: $250 Credit Card Payments: $720 (TO BE PAID OFF WITH FUNDS) As you can see I currently have $1620 a month to pay any addtional loan...even more once I consolidate the credit cards. I am an honest guy who has never paid anything late, ever. I want to pay off my credit cards as quick as I can and this loan will be my best/fastest way to do it. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 75842 | Consolidate Credit Card Debt | E | $17,000 @ 20% | Dec 18, 2006 | Withdrawn |
| 258902 | Active Duty Military Seeks Credit Card Consolidation | D | $6,000 @ 8% | Jan 02, 2008 | Withdrawn |
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