p2p lending at lending club
Zero Delinquencies - None Ever

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Listing Information
Amount: $1,800.00 Status: Loan created
Grade: HR DTI: 2%
Lender Rate: 18% Borrower: jerroldlk
Time Left: Finished State: AZ
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2006-12-29 EricsCC ROI: 13%
Status History
Dec 30, 2006 Current
ABOUT ME:
I am 49 years old, 3 children ages 13, 16 and 18 (@ASU). I have been with my current employer for over one year

EXPLANATION OF BAD CREDIT:
I have always been responsible with my finances but 6 years ago my credit scores slipped to HR because divorce  and I had to BK7 (discharged Jan06).. But things have improved since and I'm asking for a chance to prove myself and get my credit scores back up to where they should be. When you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and I will have the money to do it.

WHAT I WILL DO WITH THE MONEY LOANED TO ME: 
$1155 will pay off auto title loan,$587 pay day loan

HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources: $1800 Rent: $550 Phone: $55 Electricity: $65 Operating Expenses: $40 Food: $200Insurance: $130 (life and Auto) Clothing, expenses for children, etc. $80 I  will have $200 left to make the payments on my Prosper loan. CLOSING

REMARKS TO LENDERS: 
As you can see, I am finally in a place where with just a bit of help up. Thanks for your consideration.Jerry    
Borrower's Other Listings
54904 consolidate and move to closer to kids HR $4,000 @ 23% Oct 30, 2006 Expired
57999 Starting over HR $4,000 @ 23% Nov 06, 2006 Withdrawn
63550 restructuring HR $4,000 @ 21% Nov 18, 2006 Expired
66166 restructuring HR $4,000 @ 21% Nov 25, 2006 Expired
72445 ZERO DELINQUENCIES - NONE EVER HR $1,800 @ 21% Dec 09, 2006 Expired

 

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