Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 45% |
| Lender Rate: | 27% | Borrower: | LClark |
| Finished | State: | AL | |
| Funded: | 100% | Group: | Debt Consolidators |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-01-11 | EricsCC ROI: | -89% |
| Status History | |
|---|---|
| Jan 13, 2007 | Current |
| Mar 27, 2007 | Late |
| Apr 12, 2007 | 1 month late |
| May 12, 2007 | 2 months late |
| Jun 12, 2007 | 3 months late |
| Jul 12, 2007 | 4+ months late |
| Aug 28, 2007 | Default |
|
I am employed full time and have a work history with only one 3 month gap in it. I was laid off of my job in Nov. of 2003 and found a job in Jan. of 2003 and have work since I was 15 years old. I am looking to obtain this loan for several reasons. First, being to consolidate several small accounts into one payment. Second, wanting to help my credit score come back up. Third, is to obtain my ultimate goal of being completely debt free as soon as possible. I currently earn $1420 a month. I am in the processing of receiving my second promotion that should be in effect no later than Jan of 2007. I currently owe: Balance Payment Columbus Finance 3500 234 Quick Loans 2100 198 Lowes 600 15 HSBC 300 20 Medical Bills 1000 20 AOD FCU 21919 505 Total: 7500 992 Everything above except AOD will be paid off with this loan and by consolidating it will free up approx. 100 to 150 additional a month and save the interest that keeps occuring each month. I will take the additional $2500 and start a savings account that I currently do not have for the small unexpected expenses that occur such as car maintance and such. I will take the additional amount that this loan frees up a month and apply it to this loan to pay it back as quickly as possible. Thanks in advance for this opportunity to get 2007 in the right direction and accomplish my goals. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 71663 | Consolidation | E | $7,500 @ 10% | Dec 07, 2006 | Expired |
| 73236 | Consolidation | E | $5,000 @ 24% | Dec 11, 2006 | Expired |
| 75363 | Personal Touch: Fresh Start 2007 | E | $2,500 @ 24% | Dec 16, 2006 | Expired |
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Discussion For This Listing
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