Payroll Guaranteed Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,500.00 | Status: | Loan created |
| Grade: | HR | DTI: | 3% |
| Lender Rate: | 25% | Borrower: | Timely |
| Finished | State: | CA | |
| Funded: | 100% | Group: | Life Changing Loans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-03 | EricsCC ROI: | -49% |
| Status History | |
|---|---|
| Jan 05, 2007 | Current |
| May 18, 2007 | Late |
| Jun 01, 2007 | Current |
| Jun 19, 2007 | Late |
| Jul 04, 2007 | 1 month late |
| Jul 20, 2007 | Current |
| Oct 19, 2007 | Late |
| Nov 04, 2007 | 1 month late |
| Dec 04, 2007 | 2 months late |
| Dec 06, 2007 | 1 month late |
| Jan 04, 2008 | 2 months late |
| Feb 05, 2008 | 3 months late |
| Mar 04, 2008 | 4+ months late |
|
ABOUT ME: I am a 41 year old single mother with 2 girls ages 7 and 13. I am a good candidate for this loan becase I have recently earned a promotion and significant merit increase that will allow me to repay this loan in a timely fashion. I can have the payment taken through payroll deduction or from my bank account as I have direct deposit. I am a salaried employee for Sepracor Pharamaceuticals. You may know our signature medication "Lunesta" for sleep. Now I have a company car, gas and insurance paid for and am eligable for a bonus. I expect to get a bonus of $10,800 in March of 2007. EXPLANATION OF CREDIT HISTORY: Over the last 3 years I went through a difficult and costly divorce that resulted in my relocation out of state. But things have improved since my divorce was final and I have secured a stable position with Sepracor. I'm asking for a chance to prove myself and get my credit back on track. Making my payments on time will be my top priority each month. I am determined to SUCCEED and will re-establish my credit so in a few years I may be able to purchase a home for myself and my girls. MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions: $6066.00 Rent: $ 1875.00 includes water. Phone: $100.00 Electricity $150 Food: $350.00 Cable/Internet: $75.00 Clothing, expenses for children, etc. $350.00 Credit cards and loans that won't be paid off with my Prosper loan: $175.00 Cell:150.00 Total Monthly Expenses : $3225.00 I will have $2841.00 left to make the payments on my Prosper loan. - CLOSING REMARKS TO LENDERS: My goal with this loan is to get caught up re-establish my credit, and teach my children that difficult situations can be overcome with hard work and commitment to succeed. Thank you for the oppoprtunity to come out ahead.Best Regards, |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 75831 | Clean Slate | HR | $3,900 @ 27% | Dec 18, 2006 | Withdrawn |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|