Loan Consolidation - DTI Incorrect - 2 Income Household
| Listing Information | |||
|---|---|---|---|
| Amount: | $12,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 61% |
| Lender Rate: | 16% | Borrower: | bonjovicball4 |
| Finished | State: | WI | |
| Funded: | 100% | Group: | Virtual Lending Group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 4+ months late | Origination Date: | 2007-01-11 | EricsCC ROI: | -56% |
| Status History | |
|---|---|
| Jan 13, 2007 | Current |
| Jun 28, 2008 | Late |
| Jul 12, 2008 | 1 month late |
| Aug 12, 2008 | 2 months late |
| Sep 13, 2008 | 3 months late |
| Oct 12, 2008 | 4+ months late |
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Bills I want to Consolidate: Capital One (2 Separate Cards): $1900.00 ($100.00 monthly) Washington Mutual (Providian): $2000.00 (75.00 monthly) Household Bank: $1400.00 ($75.00 monthly) Personal Loan: $1570.00 (100.00 monthly) Auto Loan: $1685.00 ($180.00 monthly) Hospital Bill: $1268.43 ($50.00 monthly) Payday Loan: (2 Separate): $900.00 ($450.00 interest/principal payment bi-weekly, which brings down about $100 off principal bi-weekly) Home Depot: $385.00 ($50.00 monthly) Total: $11108.43 ($1530.00 monthly) Budget break-down with both incomes: My Income: $2460.00 (NET monthly average) Spouse's Income: $2173.00 (NET monthly average) Total: $4663.00 (NET monthly average) Monthly Expenses: Mortgage: $734.00 (w/escrow) Utilities: $241.00 Water: $50.00 Cell Phone: $50.00 Internet/Phone: $82.00 Auto Loan: $476.00 Auto Insurance: $91.00 Home Security: $40.00 Vehicle Maintenance: $400.00 Groceries: $400.00 Total: $4094.00 (Including monthly payments from above) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 70059 | Loan Consolidation | C | $12,000 @ 15% | Dec 04, 2006 | Withdrawn |
| 71776 | Loan Consolidation - DTI Incorrect - 2 Income Household | C | $12,000 @ 16% | Dec 07, 2006 | Expired |
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