Dental bill

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Listing Information
Amount: $2,200.00 Status: Loan created
Grade: E DTI: 18%
Lender Rate: 20% Borrower: kiska
Time Left: Finished State: WA
Funded: 100% Group: Everyday People
Loan Information
Loan Status: Current Origination Date: 2006-12-27 EricsCC ROI: 15%
Status History
Dec 28, 2006 Current
I am 60 years old, divorced with two daughters, 38 & 36. I have recently relocated back to my home state of Washington from Alaska. Beautiful place, but kind of cold!

I work as a property manager for an apartment complex. Prior to my move, I worked as a shipping manager for a commercial fishing distributor for 5 years.

My loan request is to payoff some dental work I have had since moving back to Wash. I had insurance in Alaska and will have medical and dental with my new employer. Unfortunately, the coverage doesn't start for 90 more days. I made a Cobra payment after leaving Alaska, but later learned that my dental was not included. I have one more permanent crown to be installed, it will cost $500. My outstanding bill is $2000 as of Nov. It is delinquent. The dental office has offered a payment arrangement of $175 per month. I would prefer to have the dental bill paid off and pay extra towards my Prosper loan.

My Prosper rating reflects an "E", 1 current DQ, 3 DQ's w/in 7 years and 1 PR. The current DQ is the dental bill. The 3 DQ's were included in a bankruptcy filed in 1997. The reason for the BK is due to a bad relationship ending and most, if not all, of the bills being in my name. I lived in Arizona at the time and didn't have sufficient income to cover the debts incurred by the other party. Bad choices, definitely!

Income
Apt. mgt                 1835
Soc. Sec.                565
Total                       2400

Debts
Rent                         675
Truck                        435
Insurance                   71
Les Schwab             118 (1 pymt left)
Utilities                      20 (power only, live in apt--very cheap)
Computer                   75 (paying double to Dell)
Cable                         75
Food                        150
Gas                         150
Misc.                       150
Dental Bill                175
Total                        2094

I have a cell phone. This bill is part of a family plan and my daughter pays the bill. I will pay $75-100 per month for my insurance when it becomes available. I also place money in savings each month, pay extra towards my truck and have NO credit cards.
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