Vetted Detailed Relist/Ready to Move Forward
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,250.00 | Status: | Loan created |
| Grade: | HR | DTI: | 25% |
| Lender Rate: | 24% | Borrower: | tinatmk |
| Finished | State: | TX | |
| Funded: | 100% | Group: | Fairplay Lending |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2007-01-02 | EricsCC ROI: | -77% |
| Status History | |
|---|---|
| Dec 31, 2006 | Current |
| Jun 17, 2007 | Late |
| Jul 03, 2007 | 1 month late |
| Aug 03, 2007 | 2 months late |
| Sep 03, 2007 | 3 months late |
| Oct 03, 2007 | 4+ months late |
| Dec 27, 2007 | Default |
|
VETTED RELIST: Thank you for taking the time to review my 4th relist. I have been verified by Prosper already and vetted by my GL this time around. I hope and believe this is my last time listing. I would like to thank everyone that bid on me in my recent listings. It is greatly appreciated. With gaining more knowledge and suggestions and now being vetted I am ready to win. Who I am: 38 year old dedicated mother and a Professional Business Manager with 9 years experience in the medical field. I have stable employment and steady income. I have a handsome 9 year old son. Amount Requesting: $4250.00 Reason for Loan: Pay off last of DQ?s and raise credit score Repay to Prosper: Steady income with stability. See breakdown of expenses below. Credit Background: I lost my home in a fire which put me in bankruptcy, soon after divorce and cancer surgery. It was not because of irresponsibility or neglect with my finances. After reestablishing to rebuild everything we lost I was left with all the debt. **important notice for Lenders: Now Deliquiencies: None---- DQ?s on credit report have been paid and are shown as paid within the last 6 months but it will still remain on your credit until 7 years of date item originated under deliquient but paid. (verified by GL) DQ?s in the last 7 years: These are from the fire and ex-husband debt from over 3 years ago (To be paid off with this loan- detailed information below) PR?s: Bankruptcy - will be off record Nov. 2007; 2 Judgements Paid and Satisfied- Loan from ex-husband and I New Credit 5 established new credit in the last year- CURRENT/ NEVER LATE Inquires: Employment credit background, banks to refinance car for lower interest Income: $2400.00 ????????.. Net monthly income Monthly Expenses $675.00????????? Rent $477.00?????????. Truck payment $ 54.00 ?????????..Water $ 79.00 ?????????..Insurance $185.00????????? . Electric & gas $100.00 ????????? Gasoline $ 40.00 ????????? Credit card $200.00?????????. Groceries $ 79.95??????????Phone $190.00??????????Prosper Loan Total expenses $2089.95 ($310.05 left over after Prosper Loan payment) Debts to pay off through Prosper Loan: These are the last 7 year DQ?s $136.00 ?????????..Verizon #1 shows current making payments $159.00??????????Verizon #2 $455.00?????????.. Loan from divorce $699.00??????????Old Utility billed owed $2800.00?????????.From Divorce and fire (3 credit cards he put in our names ran up and left) Total:$4249.00 Thanking you in advance for reviewing my listing. Any questions just ask, please do not just pass me by. God Bless! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 59798 | Restore My Life after Fire & Divorce | HR | $8,100 @ 29% | Nov 10, 2006 | Withdrawn |
| 64620 | ERROR IN DTI/RESTORE MY LIFE AFTER FIRE & DIVORCE | HR | $5,500 @ 29% | Nov 20, 2006 | Withdrawn |
| 65164 | RESTORE MY LIFE AFTER FIRE & DIVORCE | HR | $5,500 @ 29% | Nov 22, 2006 | Withdrawn |
| 67708 | RELIST/ BETTER THE SECOND TIME AROUND | HR | $4,950 @ 29% | Nov 28, 2006 | Expired |
| 71247 | Relist/Coming out of the Dark | HR | $4,250 @ 29% | Dec 06, 2006 | Expired |
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