Getting out of debt asap!
| Listing Information |
| Amount: | $7,300.00 |
Status: | Loan created |
| Grade: | B |
DTI: | 37% |
| Lender Rate: | 12% |
Borrower: |
jegatliff
|
| Time Left: | Finished |
State: | GA |
| Funded: | 100% |
Group: |
(No Group) |
| Loan Information |
| Loan Status:
| Current |
Origination Date:
| 2006-12-22 |
EricsCC ROI:
| 8% |
| Status History |
| Dec 23, 2006 |
Current |
I am trying to get out of debt asap, even
including my mortgage. I have a 3yr plan on my debts other than mortgage, so
trying to get them taken care of. The mortgage is going to take 9yrs to
pay off. To do this I want to get rid of my credit cards. I
have one that I use through my credit union now and it only has a 1000 limit so
I cannot get out of hand with it. This loan is to pay off a credit
card I have had for many years now. I currently make 275 dollar monthly
payments to it now, and am not getting very far doing that. I figure with a
loan from here paying the same amount it will be gone in 3 yrs. Which
works into my long term plan well.
My debt ratio is very high but this is due to the fact that all of our loans
are in my name only. My wife had bad credit follow her from her
previous marriage so I have got the mortgage, car loan, and credit cards in my
name only. She brings in nearly 3000 dollars in income on her
own. This is verifiable if you like, its 2000 in earnings and
1000 in child support. If that were figured into my debt ratio, it would
be alot better.
Please help me get out of debt, and as I said I have been making 275
dollar a month payments to this credit card for many months now and it would be
no more burden to pay you instead of the credit card company. |
| Borrower's Other Listings |
| 22929 |
Small Business Start Up, Wifes income not on debt ratio |
B |
$10,000 @ 17% |
Jul 04, 2006 |
Withdrawn |
| 62072 |
Want to get out of debt, you can have my money intead. |
D |
$7,339 @ 16% |
Nov 15, 2006 |
Withdrawn |
| 62200 |
Need to pay off high interest credit card. |
D |
$7,339 @ 17% |
Nov 15, 2006 |
Expired |
| 65706 |
Had no late or missed payments in 8 yrs, PLEASE READ |
D |
$7,300 @ 19% |
Nov 23, 2006 |
Expired |
| 250613 |
Need New Heat Pump ASAP |
C |
$5,200 @ 14% |
Dec 14, 2007 |
Loan created |
|
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