Graduation Loan Consolidation

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Listing Information
Amount: $5,450.00 Status: Loan created
Grade: D DTI: 32%
Lender Rate: 20% Borrower: LoboFT
Time Left: Finished State: OK
Funded: 100% Group: Vets helping Vets
Loan Information
Loan Status: Paid Origination Date: 2006-12-29 EricsCC ROI: 19%
Status History
Dec 30, 2006 Current
Jul 14, 2008 Late
Jul 25, 2008 Current
Jul 26, 2008 Payoff in progress
Jul 31, 2008 Paid
Third try.  This is my first loan with Prosper and I am still learning what infor is important and needs to be in my listing. A loan to consolidate some high interest loans taken while my wife was still in school .  She went back to finish college after the kids were gone and got her degree in Computer Info Systems at the tender age of 49.  We also have a herd of grandkids.  She has resumes out, but no job yet. I retired an Army retiree and 50% Disabled Vet.  I  work for the Army Hospital at Ft. Sill, OK. I am a GS-06 in Civil Service. I want to consolidate my debt into one lower payment.  The DQ's shown in Credit Rating are addressed in my profile.  I receive salary, Army retirement, and VA Disability.
Net Income $3800.00   Rent: $  850.00   Utilities:  $ 300.00  Car Payment: $ 280.00  Phone (Cell/Home/Internet)  $ 180.00   All Ins  $ 280.00      Dish Network $ 120.00   Total Exepenses  $ 1890.00.   
I am consolidating a total of $5450.00 with a payment total of $736.00 per month.   The amount requested would pay off the consolidation loans, and leave only the Prosper loan to be added to the above expenses, which would be less than half of my present payments.   Support Our Troops and God Bless America!  
Borrower's Other Listings
68694 Debt Consolidation Loan D $9,500 @ 20% Nov 30, 2006 Expired
72652 Graduation Loan Consolidation D $5,850 @ 20% Dec 09, 2006 Withdrawn
378381 Consolidation, 2d Prosper Loan, 1st paid off 17 months early D $5,900 @ 35% Aug 09, 2008 Withdrawn
381232 Consolidation, 2d Prosper Loan, 1st paid off 17 months early D $6,000 @ 35% Aug 12, 2008 Expired
385284 2d Listing, 2d Prosper Loan, 1st paid in full 17 mos early D $6,000 @ 33% Aug 19, 2008 Loan created

 

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