debt consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,500.00 | Status: | Loan created |
| Grade: | A | DTI: | 14% |
| Lender Rate: | 9% | Borrower: | gratitude97 |
| Finished | State: | FL | |
| Funded: | 100% | Group: | Professors |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-12-21 | EricsCC ROI: | 6% |
| Status History | |
|---|---|
| Dec 20, 2006 | Current |
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I am a retail manager who earns $920 net every two weeks. My mortgage, utilities, cell phone and cable bill equal $656 per month, because my girlfriend and I split the bill. I do not own a car, so all of the associated costs (insurance, gas, payments) don't exist. The reason I am in debt is because of moving around, and legal fees. These are no longer issues and I am ready to pay down my debt. I was refered to this website by a friend, and I have two main reasons why I am here. 1. This is people helping people. We are saving each other from financial institutions which charge exorbitant rates and keep us in debt. I would much rather pay interest to an individual than a conglomerant. 2. This is a way to consolidate all my debt into a managable monthly payment. I am excited at the opportunity to get out debt, and then hopefully, turn around and start investing in prosper.com people. I plan on making the minimum monthly payments for the first three months in order to start building up a cash buffer zone. Then I will aggresively pay down the remaining balance and hopefully be done with this debt in about a year. Thank you investors for helping me on my way to financial freedom. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 73619 | debt consolidation | A | $6,700 @ 10% | Dec 12, 2006 | Withdrawn |
| 378081 | debt consolidation | B | $15,000 @ 10% | Aug 05, 2008 | Withdrawn |
| 378110 | debt consolidation | B | $15,000 @ 15% | Aug 05, 2008 | Withdrawn |
| 381466 | debt consolidation | B | $3,000 @ 12% | Aug 12, 2008 | Withdrawn |
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