Eric's Credit Community

I want to let you know on my registration I used my monthly income instead of my yearly, that is why my DTI is so high, I have contacted customer support and they are fixing it.
I was married just over 2 years ago; we both have too many credit cards, but no serious credit problems. We just need to get our cards paid off and get back on tract so we can go on with our lives together. I am a pharmacy technician and work fulltime, I have been there over 2 years. My husband is a delivery driver for Coca-Cola, he also works full time and has been there over a year, and previously he had been at his job for over 3 years. We are really looking forward to paying off our credit cards and prosper would be a great way for us to do this.

Monthly Income 2960.00 (mine = 1380.00, my husband= 1580.00)

Expenses

Real Estate Loan= 320.00

Auto Loans= 321.00+226.00=547.00

Home Improvement= 400.00

Health Loan= 75.00

Student Loan= 75.00

Electricity= 80.00

Phone/Internet/TV= 100.00

Cell Phone = 50.00

Water= 45.00

Garbage= 29.00

Gas= 50.00

Food= 125

Insurance= 170.00

Other= 50.00

Credit Cards= 705.00 (with Prosper Loan it would be Prosper= 300.00 Other Credit Cards 250.00)

Total Income (2960.00) -Total Debt($2821.00)= 139.00

With Prosper Loan= Total Income (2960.00) - Total Debt (2621.00)=$339.00

With this loan we would be able to make the monthly payment and even some extra each month and be able to get our finances back on tract. There would be less payments each month so it wouldn?t be as easy to miss due dates. Our loan would be paid off in 3 years and we would be able to better our credit grade.