Happy family
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 7% |
| Lender Rate: | 17% | Borrower: | hettie98 |
| Finished | State: | MI | |
| Funded: | 100% | Group: | Quality Assistance for Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-12-27 | EricsCC ROI: | -62% |
| Status History | |
|---|---|
| Dec 25, 2006 | Current |
| Nov 11, 2007 | Late |
| Nov 28, 2007 | 1 month late |
| Dec 28, 2007 | 2 months late |
| Jan 30, 2008 | 3 months late |
| Mar 01, 2008 | 4+ months late |
| Aug 01, 2009 | Default |
|
Hello,I am a good candidate for a loan as I am honest, hardworking and trustworthy. I have only a limited credit history in the States as I have only been here for 6 years and have found it difficult to establish credit. I do have a bank loan which was co-signed by my brother in law.That is a year old and have never missed a payment. There are 2 D/Q's on my record. One is a 2003, $189.00 hospital bill from when my son cut his head open .My husband has called the insurance co who are investigating why it never got paid as it was a legitimate claim. The other one is an 2001 oral surgery bill. I had disputed that as it was paid directly to the oral surgery,collection agency was notified of check no and date.It was for $30.00. I repaid it again today.Please see profile re public record. Total Monthly Income from all sources $4060.00 not including OT less mortgage 903.00 (escrow included) bank loan 140.00 c/c 50.00 (husbands) want to pay these off with loan food 700.00 cable/internet/ph 99.00 power 253.00 gas 300.00 car insurance 100.00 car payment 344.00 misc..eg drs 150.00 I don't spend anywhere near this clothing, kids etc Balance $1021.00 without OT We can easily afford this loan.I would use the loan money if funded toA) $1000 pay off my husbands credit cards. B) 600 approx get my car repairedHubby would do repairs it needs a transmission C) $400 My daughter needs some dental work..this is est. D) We have been doing some rennovatingand I would like to get it finished.The balance of the loan would go on this.I could do what I want to do without getting a loan but it would take me longer.My savings have been used over summer. We put a pool in, rennovating as we can afford it, we redid our driveway and now it is xmax.I also want to go back to school. I need my car fixed to do this.I have been honest and I can assure any bidders their money is quite safe. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 67220 | Happy Family | HR | $3,000 @ 23% | Nov 27, 2006 | Withdrawn |
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