Relisting with help from fourm
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,550.00 | Status: | Loan created |
| Grade: | E | DTI: | 4% |
| Lender Rate: | 27% | Borrower: | nicovader |
| Finished | State: | CA | |
| Funded: | 100% | Group: | KoyneLoans |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-12-20 | EricsCC ROI: | -44% |
| Status History | |
|---|---|
| Dec 19, 2006 | Current |
| Mar 08, 2007 | Late |
| Mar 16, 2007 | Current |
| Jan 05, 2008 | Late |
| Jan 17, 2008 | Current |
| Feb 05, 2008 | Late |
| Feb 21, 2008 | 1 month late |
| Mar 21, 2008 | 2 months late |
| Apr 21, 2008 | 3 months late |
| May 24, 2008 | 4+ months late |
| Jul 09, 2008 | Default |
|
Hello, I am relising my loan at a lower loan request and with some help from my fourm. I want to use the money requested (I live in California so the minimum is $2550.00) to payoff some payday loans and with the money left over paydown this loan and medical bills. My bugdet is listed below and I am setting this at a higher interest rate in hopes that it will intice some bidders and get me funded this time. I was 79% fund at 5000.00 so I have high hopes of funding this time. Here is my budget Rent 600.00 Childcare 230.00 Directv 93.00 (I just downgraded this to the most basic package and it will start costing me only 39.00 in Jan.) Paydayloans 370.00 (fee only as I reloan each time) Food/gas/diapers 450.00 Misc. 150.00 I am a newly single mother and just want to get a chance to get my credit back on track. I was given a lot of credit when I was young and had no idea how important a good credit score was. Now I want to get my old debts paid and work on restoring my credit. If I can get this initial loan and prove myself with Prosper then I am sure I can get on my way to paying off all the old debt and work on saving more money for me and my kids. I have a very good and steady job with the County of Santa Barbara and have been employed for over 2 years. I am not a job jumper. Thank you all for bidding on my last loan and hopefully you will come back and bid on this one to get it funded. As always I will be happy to answer any questions you may have regarding this loan. Thank you looking and bidding. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 66942 | Starting over | E | $5,000 @ 26% | Nov 27, 2006 | Withdrawn |
| 70054 | Relisted Starting Over Loan | E | $5,000 @ 27% | Dec 04, 2006 | Expired |
| 226708 | Single Mom Going to College | HR | $7,500 @ 19% | Nov 05, 2007 | Withdrawn |
| 251227 | NEEDING EXTRA CASH TO FIX CAR AND PAY A FEW SMALL DEBTS | HR | $1,500 @ 18% | Dec 15, 2007 | Expired |
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