consolidating debts , DTI incorrect
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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: E DTI: 172%
Lender Rate: 23% Borrower: papillion3
Time Left: Finished State: MD
Funded: 100% Group: (No Group)
Loan Information
Loan Status: 1 month late Origination Date: 2007-01-04 EricsCC ROI: -3%
Status History
Jan 05, 2007 Current
Apr 19, 2007 Late
Apr 25, 2007 Current
Dec 20, 2007 Late
Jan 01, 2008 Current
Jan 19, 2008 Late
Feb 06, 2008 1 month late
Mar 01, 2008 Current
Jul 19, 2008 Late
Aug 05, 2008 1 month late
Aug 07, 2008 Current
Sep 19, 2008 Late
Oct 06, 2008 1 month late
Oct 23, 2008 Current
Oct 24, 2008 Late
Nov 05, 2008 1 month late
Nov 07, 2008 2 months late
Nov 21, 2008 1 month late
About me: I am 38 years old. I am married with 2 really neat kids ages 12 and 14, my husband and I adopted through the foster care system, We also have a 10 year old boy we have been fostering for over a year.
     My husband makes good money in construction and I receive a monthly stipend to help with expenses from the dept. of social services.

Explanation of poor credit grade:  For years I had awesome  credit, I owned a Pet Grooming shop for 10 years. I sold it to an employee and made quite a bit of money. I used to proceeds to but and finish a great house on 17 acres in Md. I also utilized alot of credit cards, running some up.

Money will help me: I would like to consolidate and get back on track financially, I want to eventually live, "cash only".

All monthly income:            Monthly debt: car : paid off, Mortgage: $1900, Loans and cards:$1500. electric:$200
husbands income: $4000     phones: $200,internet and cable $100, insurances $100, Groceries $400
Stipend from state $1935
p/t grooming $400                 This leaves me with $1935 for prosper loan and emergencies.


Thank you all so much for bidding!!!! Happy Holidays !!!! Christine
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