consolidating debts , DTI incorrect

| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | E | DTI: | 172% |
| Lender Rate: | 23% | Borrower: | papillion3 |
| Finished | State: | MD | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2007-01-04 | EricsCC ROI: | -3% |
| Status History | |
|---|---|
| Jan 05, 2007 | Current |
| Apr 19, 2007 | Late |
| Apr 25, 2007 | Current |
| Dec 20, 2007 | Late |
| Jan 01, 2008 | Current |
| Jan 19, 2008 | Late |
| Feb 06, 2008 | 1 month late |
| Mar 01, 2008 | Current |
| Jul 19, 2008 | Late |
| Aug 05, 2008 | 1 month late |
| Aug 07, 2008 | Current |
| Sep 19, 2008 | Late |
| Oct 06, 2008 | 1 month late |
| Oct 23, 2008 | Current |
| Oct 24, 2008 | Late |
| Nov 05, 2008 | 1 month late |
| Nov 07, 2008 | 2 months late |
| Nov 21, 2008 | 1 month late |
|
About me: I am 38 years old. I am married with 2 really neat kids ages 12 and 14, my husband and I adopted through the foster care system, We also have a 10 year old boy we have been fostering for over a year. My husband makes good money in construction and I receive a monthly stipend to help with expenses from the dept. of social services. Explanation of poor credit grade: For years I had awesome credit, I owned a Pet Grooming shop for 10 years. I sold it to an employee and made quite a bit of money. I used to proceeds to but and finish a great house on 17 acres in Md. I also utilized alot of credit cards, running some up. Money will help me: I would like to consolidate and get back on track financially, I want to eventually live, "cash only". All monthly income: Monthly debt: car : paid off, Mortgage: $1900, Loans and cards:$1500. electric:$200 husbands income: $4000 phones: $200,internet and cable $100, insurances $100, Groceries $400 Stipend from state $1935 p/t grooming $400 This leaves me with $1935 for prosper loan and emergencies. Thank you all so much for bidding!!!! Happy Holidays !!!! Christine |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 56210 | DEBT CATCH UP | E | $7,000 @ 15% | Nov 02, 2006 | Withdrawn |
| 57077 | debt consolidation | E | $10,000 @ 23% | Nov 04, 2006 | Expired |
| 60633 | let's help each other out and make money | E | $7,000 @ 23% | Nov 12, 2006 | Withdrawn |
| 64227 | consolidate and pay down credit cards | E | $6,001 @ 23% | Nov 20, 2006 | Withdrawn |
| 64239 | consolidate and pay down cards | E | $6,001 @ 23% | Nov 20, 2006 | Expired |
| 69640 | Love to try Prosper | E | $6,001 @ 21% | Dec 03, 2006 | Withdrawn |
| 237793 | Holiday Cash, pay some bills | C | $7,000 @ 21% | Nov 26, 2007 | Withdrawn |
| 240623 | CAPITALIZE ME! | C | $7,000 @ 22% | Nov 29, 2007 | Withdrawn |
| 247165 | Working Capitol | C | $6,001 @ 22% | Dec 08, 2007 | Withdrawn |
| 251379 | I'll gladly pay you Tuesday for a hamburger today. | C | $7,000 @ 22% | Dec 15, 2007 | Withdrawn |
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