I am thankful for my debt...
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,600.00 | Status: | Loan created |
| Grade: | HR | DTI: | 19% |
| Lender Rate: | 21% | Borrower: | knzornes |
| Finished | State: | TX | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-12-21 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Dec 21, 2006 | Current |
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That?s right, I said it?I am thankful for my debt! Without it I wouldn?t appreciate the blood, sweat and tears so many people put into creating a successful business. Had I not had any struggle, my business would probably have crumbled long ago at the feet of Inexperience. In 2004, I left my Fitness Management position at 24 Hour Fitness to start my own In-Home Personal Training business. In the first month I came face-to-face with the dishonesty of my investor and decided to take on the challenge alone. Too stubborn to give up, I sacrificed my personal finances to pay for my starting costs out of pocket. I spent six months getting behind and maxing out credit cards. The next 18 months I spent playing ?catch-up?. As of today, I am very proud to say that my sacrifices have paid off. My business numbers have quadrupled since that first year and I am looking ahead to the next step. My goal in 2008 is to open my own, private studio here in Texas but I need a little help to get there. I?m not asking for a business loan, only the opportunity for a fresh start in 2007. I am asking for $7600 to pay off credit card bills, my old student loan, and a little ?just in case? money to start the year ahead. Here is a break down: Monthly Net income: $4300 Mortgage/home expenses- $1250/mo Car payment(only till June, then car is paid off)- $522/mo Loan payment- est. $350/mo. This leaves about $2000.00 left over each month. My problem has been that I?ve never started a month ahead?only behind or just caught up. So my credit has suffered in the past. 2007 will be a year to improve my credit, better my portfolio, so I can go to the bank in 2008 with a solid reputation and business plan. It is my dream to be a woman who stands on her own two feet and although my life has been a carnival ride for the past 2 years, I will take a roller coaster over a Ferris wheel any day. Well?maybe the Ferris wheel sometimes?.but, just for one year! Thank you for your time and consideration. And maybe, in a couple of years, I can be the one doing the lending.. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 71920 | Getting back on track.. | HR | $10,000 @ 26% | Dec 07, 2006 | Withdrawn |
| 288044 | Selling my house! | HR | $13,600 @ 9% | Mar 04, 2008 | Withdrawn |
| 400471 | Taking my business to Phase 2 | HR | $11,500 @ 17% | Sep 26, 2008 | Withdrawn |
| 406271 | Take a look! You will NOT be sorry!! | HR | $11,500 @ 17% | Sep 30, 2008 | Withdrawn |
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