Accountant Asking For Help To Restore Credit Worthiness
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,550.00 | Status: | Loan created |
| Grade: | HR | DTI: | 11% |
| Lender Rate: | 20% | Borrower: | Nick1123 |
| Finished | State: | TX | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-12-18 | EricsCC ROI: | 15% |
| Status History | |
|---|---|
| Dec 16, 2006 | Current |
|
My Experian Credit score is 572 which should be reflected as a Grade E..please see attached file Background History: Hello Everyone! I am 42 years old, divorced and currently employed as a Tax Manager for a nationally known organization. I have been employed by the same company for the last 5 years and just received a promotion in June. I also have a consulting business that I started this October (2006) to help pay for college tuition and other debt. I have two daughters attending college, and a son in high school. Explanation of Credit History: My credit grade was effected by several events that occurred in 2001, the flooding of my home as a result of Tropical Storm Allison 2001, being laid off from my job and the dissolution of my marriage. I did not purchase flood insurance when my home was built 1998 because, according to property census at that time, we were not in a flood plain. Everything that I owned and accumulated over the last 19 years was lost in the flood. I exhausted my savings on repairing my home and my credit suffered because I was not able to make regular timely payments to my creditors. Loan Use: I have lowered the loan request amount and have developed an aggressive plan to pay off the remaining credit debts within the next 12 months. This loan will go towards the balance of my credit card debt and more importantly, help rebuild my credit by making on time schedule payments for a new account. Current Liability 1. $1,471 mo. Mortgage 2. $542 mo. Car 3. $423.50 mo. credit cards 12 AGGRESSIVE PAY OFF PLAN 4. $200 mo. Cell phone bill. 5. $120 mo. House phone with internet 6. $85 mo. Gas Utility 7. $45 mo. Water/Sewer 8. $285 mo. Car & Home Insurance 9. $170 mo. College loan for Daughter 10. $400 mo. Groceries 11. $225 mo Electric 12. 235 mo Home & Car Insurance Total credit card pay-off amount ???$6,582.00 Prosper Loan???????? ?..?-$1,500.00 Balance ( Before 12 month pay off)?.. $5,082.00 My net income is ???????..$4,810.00 Total Monthly Expenses ????.$4,201.00 Remaining Balance per month.?.$...609.00 Any contribution that you find in your heart to give will be very much appreciated! If funded, my loan will be and remain a TOP PRIORITY! THANKS FOR LOOKING @ MY LISTING! I really appreciate you help and assistance! HAPPY HOLIDAYS! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 68092 | Restructuring debt, Expanding Business & Improving credit | HR | $4,850 @ 28% | Nov 29, 2006 | Withdrawn |
| 69020 | Re: Tropical Storm Flood Survivor Needs Help To Pay Off Debt | HR | $4,850 @ 29% | Dec 01, 2006 | Withdrawn |
| 69487 | 3 Relist: Flood Survivor Seek Funding for Debt | HR | $2,350 @ 29% | Dec 02, 2006 | Withdrawn |
| 69922 | Relist: Tropical Storm Survivor Asks For Lifeline. | HR | $2,950 @ 29% | Dec 04, 2006 | Withdrawn |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|