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Hello all,
I'm A 29 Year old Corporate Professional in the Retail field. I live and work in the San Jose, CA area. I've been with my current employer for more than 5 years.
The reason I'm applying for a loan is to pay down 2 higher interest rate credit cards that I've had for years (I do not want to pay off and close them as that would lower my credit history). With my high credit score I've been able to consolidate cards and get lower APR's on all my accounts except 2.
I was looking into applying for a personal loan through my credit union, but read an article in Business Week Magazine about Prosper.com and how it was going to knock the socks off of regular lenders with the P2P lending and lower interest rates. So I did my research and read just about everything there was to read on Prosper and have decided to give it a try and see if it works.
You can rest assured that I will be able to pay back my loan as all I will be doing is paying the same monthly amount that I've been paying to the credit card companies for years except now the interest will go to you the lenders instead of the card companies. With my credit score increasing and the stability of my company and career. I also plan on fulfilling my life long dream of no longer being a renter and buying a condo or/house for my family. I realize the importance of what having a good FICO score means in order for me to achieve these goals and I've worked to long and hard to get here for my family would do nothing to jeopardize our future goals.
If You have any questions please feel free to email me at [EMAIL DELETED]
Thanks in Advance,
Tony |
