Buying our dream home

| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 6% |
| Lender Rate: | 21% | Borrower: | fitnessgirl |
| Finished | State: | GA | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 2 months late | Origination Date: | 2006-12-19 | EricsCC ROI: | -9% |
| Status History | |
|---|---|
| Dec 18, 2006 | Current |
| May 04, 2008 | Late |
| May 24, 2008 | Current |
| Jun 05, 2008 | Late |
| Jun 19, 2008 | Current |
| Jul 09, 2008 | Late |
| Jul 24, 2008 | 1 month late |
| Jul 25, 2008 | Current |
| Aug 03, 2008 | Late |
| Aug 20, 2008 | 1 month late |
| Sep 19, 2008 | Late |
| Sep 20, 2008 | 1 month late |
| Oct 20, 2008 | 2 months late |
| Oct 30, 2008 | 1 month late |
| Nov 20, 2008 | 2 months late |
|
I am attempting to help my husband buy our dream home. We have 2 fantastic kids and 3 awesome animals and have outgrown our current home. This new home will give us the breathing space we need to grow as a family. This loan will help us secure our down payment and allow me to pay of the past debt I have currently. By eliminating the credit card debt I had prior to us getting married, I will be financially secure now and better prepared for our new mortgage payment. My situation breaks down like this: Net Monthly income (after taxes and ins) $4400 Expenses: Mortgage $989 Groceries $575 cell phone $125 transportation $200 (I'm in sales) VISA $250 Mastercard $300 401K contributions $223 (approx) Utilities $175 Condo Association Dues $217 Insurance - home & car $102 Misc $250 (dry cleaning, cleaning supplies, etc...) United Way $20 Total going out $3426 This leaves just under $1000 for savings, kids' needs, car repairs, etc I have a fantastic job selling advertising for a major newspaper in Atlanta and just celebrated 13 years of service. I work hard for all that I have and am looking forward to buying this new home with my husband. But, without my help it may not happen. This loan will enable me to move forward in a positve way for the future of my family. My plan is to make this a short term loan and paid back within 6 months. I appreciate any help I can get. Happy Holidays :) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 71062 | Buying Dream Home | D | $7,000 @ 18% | Dec 06, 2006 | Withdrawn |
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