Buying our dream home
Homeownership Verified

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Listing Information
Amount: $7,000.00 Status: Loan created
Grade: D DTI: 6%
Lender Rate: 21% Borrower: fitnessgirl
Time Left: Finished State: GA
Funded: 100% Group: Craigslisters
Loan Information
Loan Status: 2 months late Origination Date: 2006-12-19 EricsCC ROI: -9%
Status History
Dec 18, 2006 Current
May 04, 2008 Late
May 24, 2008 Current
Jun 05, 2008 Late
Jun 19, 2008 Current
Jul 09, 2008 Late
Jul 24, 2008 1 month late
Jul 25, 2008 Current
Aug 03, 2008 Late
Aug 20, 2008 1 month late
Sep 19, 2008 Late
Sep 20, 2008 1 month late
Oct 20, 2008 2 months late
Oct 30, 2008 1 month late
Nov 20, 2008 2 months late
I am attempting to help my husband buy our dream home.  We have 2 fantastic kids and 3 awesome animals and have outgrown our current home.  This new home will give us the breathing space we need to grow as a family.  This loan will help us secure our down payment and allow me to pay of the past debt I have currently.  By eliminating the credit card debt I had prior to us getting married, I will be financially secure now and better prepared for our new mortgage payment.

My situation breaks down like this:

Net Monthly income (after taxes and ins) $4400

Expenses:
Mortgage $989
Groceries $575
cell phone $125
transportation $200 (I'm in sales)
VISA $250
Mastercard $300
401K contributions $223 (approx)
Utilities $175
Condo Association Dues $217
Insurance - home & car $102
Misc $250 (dry cleaning, cleaning supplies, etc...)
United Way $20

Total going out $3426

This leaves just under $1000 for savings, kids' needs, car repairs, etc

I have a fantastic job selling advertising for a major newspaper in Atlanta and just celebrated 13 years of service.  I work hard for all that I have and am looking forward to buying this new home with my husband.  But, without my help it may not happen.  This loan will enable me to move forward in a positve way for the future of my family.

My plan is to make this a short term loan and paid back within 6 months.  I appreciate any help I can get.  Happy Holidays :)
Borrower's Other Listings
71062 Buying Dream Home D $7,000 @ 18% Dec 06, 2006 Withdrawn

 

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