Consolidate Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $8,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 35% |
| Lender Rate: | 18% | Borrower: | bavarien |
| Finished | State: | WA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-12-28 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Dec 29, 2006 | Current |
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I recently graduated from Washington State University this May and hence have accrued some high interest credit card debt. Receiving $8000 to pay them off with a reasonable interest rate would certainly assist me in getting started for life after college. Since I have graduated, I have acquired a well paying job as a banker and know I will have no problem repaying any sort of loan. I am planning on obtaining a home soon and get married by February 08. But having five credit cards makes it almost impossible to save any money for a wedding or even be qualified for a home. I have a credit score of 697 as of November 06 and have never defaulted or had a late payment that I can remember. My score has actually fallin a bit to 697 since my student loans have kicked in but I hope to get it above 700 again by getting rid of those credit cards. Financial Data: Income: -$30000.00 annual Expenses: (monthly) credit card breakdown: card #1: limit 3000; balance 2985.00; apr 35%; pmt 110.00 card #2: limit 1300; balance 1220.00; apr 18%; pmt 24.00 card #3: limit 2000; balance 1940.00; apr 8.9%; pmt 56.00 card #4: limit 2000; balance 1300.00; apr 18%; pmt 50.00 card #5: limit 3800; balance 1500.00; apr 24%; pmt 100.00 student loans totaling 340.00 I want to thank all of you who have takin the time to view my profile. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 69827 | Must payoff credit cards to save for wedding | D | $8,000 @ 20% | Dec 03, 2006 | Withdrawn |
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