Relisting : Lowered Amount $1225 @ 27%

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Listing Information
Amount: $1,225.00 Status: Loan created
Grade: HR DTI: 2%
Lender Rate: 25% Borrower: ushoola
Time Left: Finished State: IL
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Default Origination Date: 2006-12-20 EricsCC ROI: -81%
Status History
Dec 19, 2006 Current
May 05, 2007 Late
May 21, 2007 1 month late
Jun 21, 2007 2 months late
Jul 21, 2007 3 months late
Aug 21, 2007 4+ months late
Dec 28, 2007 Default
MY INTRO

I am 33 years old, married for 1 year and currently have no children.  I am employeed full time with the same employeer for 4 years.

CREDIT HISTORY

I am in the process of trying to rebuild my credit and make a fresh start.  I am ready to take responsibility for my actions.

LOAN PURPOSE

I recently got married and my husband has A1 credit.  In the future we would like to purchase a home, but I need to pay off some items on my credit report and try to raise my credit score.  I am a good person who just made some bad decisions when I was younger and now I am paying for them.

INCOME AND EXPENSES

Monthly take home pay  $1700

Rent      300.00
Car/gas  550.00
Phone     70.00
Other     100.00
total monthly expenses $1020

I will have $680 left to make my monthly payments on my Prosper loan which I plan to pay off in 6 months.
Thanks in advance  
Borrower's Other Listings
61962 Buying a christmas present for husband HR $1,200 @ 24% Nov 14, 2006 Withdrawn
62359 Christmas Surprise HR $1,200 @ 24% Nov 15, 2006 Withdrawn
62380 Need Christmas Help HR $1,200 @ 28% Nov 15, 2006 Withdrawn
62452 Need Christmas Help HR $1,200 @ 29% Nov 15, 2006 Withdrawn
64647 TIME FOR A CHANGE HR $1,500 @ 27% Nov 20, 2006 Expired
67303 Relist: Eager to improve my credit LOW DTI HR $1,500 @ 27% Nov 27, 2006 Expired

 

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