Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 22% |
| Lender Rate: | 17% | Borrower: | Guccio |
| Finished | State: | MO | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-12-08 | EricsCC ROI: | 12% |
| Status History | |
|---|---|
| Dec 08, 2006 | Current |
|
My name is Brian and am a single working professional who resides in Kansas City, Missouri. I travel extensively for work so am currently renting a house and sharing expenses with a roommate. I work in the healthcare industry for a Health Information Technology company that automates hospitals by implementing software for an Electronic Medical Record. I work in the consulting division as a Client Results Executive and have been with the same company for the past 5.5 years. I started right out of college with this company and have climbed the corporate ladder fast, holding many leadership positions throughout the years and averaging 1 promotion per year and have almost doubled my salary from the time I first began. In my current position, I am responsible for managing and maintaining the project implementation team for my high profile client in Charlottesville, VA, in which I travel too extensively. I also manage the budget and timeline to ensure that this project converts successfully. I have a salary of $73,000/yr plus the potential to earn an additional $5000/yr if I meet my sales milestones. I am paid biweekly. The reason that I am requesting this loan is to help consolidate my credit card debt that was mostly incurred over my college years. I have since modified my spending habits and have an income that can support a loan repayment plan to work towards my goal of becoming debt free. I have formulated a plan with my financial planner to reach this goal, but need your help in providing the funding to accomplish this. Here is a breakdown of my financial statistics: Occupation: Client Results Executive Salary: $73,000/yr with potential for bonus of $5000/yr Length of employment: 5.5 years Total Gross Household Income: $73,000/yr Total Net Household Income per month: $3413.46 (health insurance, 401K contribution already taken out) Rent: $400.00/month (have roommate) Utilities and Gas: $300.00/month Car Lease: $635.00/month Car Insurance: $109.00/month School Loan: $125.00/month Food: $400.00 Household/misc: $250.00 Total: $2,119.00 ____________________________ Net Income $5,350.00 Minus Total Expenses $2119.00 Left Over $1294.46 (this is currently being applied to debt repayment) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 65395 | Consolidating Credit Card Debt | C | $5,000 @ 12% | Nov 22, 2006 | Withdrawn |
| 267099 | Debt Consolidation | C | $3,900 @ 12% | Jan 21, 2008 | Loan created |
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