Eric's Credit Community

Background
Hi, I a mother of 3 and stepmother of 2. Currently I am employed as a Delivery Manager in a Consulting Firm (obtained my MBA/HCM in 2001). Due to a divorce that left me alone and financially devastated, I moved my children to Colorado 4 years ago. I since then met my current husband (Under-Sheriff for the County) and re-married in 2003. Both my husband & I am a product of divorce that left us responsible for debt during the previous marriage as our ex-spouses took no responsibility. I have an excellent job, have been in the field for over 20 years, and with my current employer for 6 years. With your help from prosper loans, I can consolidate the debt, pay it off in less than 3 years, and begin to raise my credit scores. I purchased our home in June 2005 & have approximately $25,000 equity in the home. I have spent the last 5 years paying minimum payments on the debt and am not seeing the light at the end of the tunnel with the high interest rates. You will see that there is no new activity on the cards, only payments trying to make a difference.

I would have no problem making the monthly payment I plan to set this up through automatic payment to give you the assurance of my commitment to the repayment of the loan. I am willing to share any information you feel necessary to prove my trustworthiness. Thank you for your consideration of my loan.

Gross annual income $148,000

MONTHLY Bgt
Mortgage: 1,654
Utilities: 305
Phone: 532 (approx 300 business expense reimbursed monthly)
Groceries: 400
Car insurance: 351
Truck Payment: 782
Car Payment: 248
Auto maintenance: 50
Monthly expenses: 3,963

DEBTS (Pay off with Loan)
Combined Credit card Debt $18,927.37 with $$747 minimum monthly payment
First National Bank (Short Term Loan): 6,400 [Pay off 6,000 with Prosper Loan]

Goal is to pay off 23,500 of the combined credit card debt and short term loan