Help a sinking ship

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Listing Information
Amount: $12,000.00 Status: Loan created
Grade: E DTI: 29%
Lender Rate: 27% Borrower: MikeJAnderson
Time Left: Finished State: CA
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Paid Origination Date: 2006-12-18 EricsCC ROI: 27%
Status History
Dec 16, 2006 Current
Dec 07, 2007 Payoff in progress
Dec 13, 2007 Paid
To my future lender,   I went to Brea Olinda High School in Brea California. After high school I went to San Francisco State University and Studied Communications for my Bachelor of Arts degree. With an emphasis in Organizational communications I was trained in the area of company culture, structure, and commitments.               After graduating college I moved home (HB) and began working as a commission plus salary payroll and tax service salesman. I am currently paid $37,000 annually in salary with a possibility for double that through commissions. Although every two weeks I am paid almost $1,000 net, it is not enough to cover my bills in total. It feels like every month my debt gets larger and larger. Which I know isn?t true because they are all at their limits.  I come here seeking help from people who may have been in my situation before. I would have awesome credit if I didn?t have such high balances. The balances are high because in college which was I remind you in SF very, very expensive.  High rent, high dinner pricings, high parking tickets!!!               I wish to take this money and immediately pay off my debt in total. I would be in such better shape if I had my car payment of $380 a month, rent, and this loan. Instead right now I have my car, my rent, and ten other credit cards to keep straight and pay off.  I am sinking and can?t see the shore!                 I deserve this loan because if you review my credit history in 6 years I have only had one late payment?And that was due to a mailing mistake that I cleared up with Fitness USA. I pay my bills plain and simple. I am just overextended and not the best at balancing my checkbook. I am a dedicated, self motivator that at the moment is 100% of my sales plan and quota.  I have always worked even during school I can be trusted to pay off my debt and not build it again.   Thank you for listening and I appreciate any help available.
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