Help Me Build my Credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 16% | Borrower: | Elephant101 |
| Finished | State: | OK | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-12-19 | EricsCC ROI: | -79% |
| Status History | |
|---|---|
| Dec 19, 2006 | Current |
| Jun 03, 2007 | Late |
| Jun 20, 2007 | 1 month late |
| Jul 20, 2007 | 2 months late |
| Aug 20, 2007 | 3 months late |
| Sep 21, 2007 | 4+ months late |
| Dec 28, 2007 | Default |
|
Hello everyone thank you for looking at my listing! Why i'm appling for a loan is i'm wanting to build my credit and to have a lil extra money for christmas and to pay off my dentist bill it is approx $350.00. I have applied for 1000.00 due to the min allowed by prosper. My Credit is HR. I dont know why. Is shows on my credit report it is a 603 so I should be rated at least a D. My credit is new! I have NEVER or due I EVER plan on miss a payment on any loan. My Credit is VERY important to me. Its Really hard to build credit no one wants to give you credit. Below is a list of my monthly obligations. Income 1400.00 Child Support 300.00 Total 1700.00 Rent 200.00 Utilities 150.00 Food 300.00 Cell Phone 65.00 Misc Exp 350.00 Car 250.00 Credit Card 20.00 Total 1335.00 Leaving me with $365.00 after all Bills, Food, Misc Exp. I will be able to repay this loan with now problem. Having this loan will enable me to build my credit helping me purchase a home some day. Thank You for your time in looking at my loan. Please look at my pictures of my References. I know your asking your self well why dont she get the loan from that bank. I could but its a small hometown bank that does NOT report to my credit report. Thats the help I need. Thanks Again.. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 54131 | Help Me Help Myself and kids | HR | $3,000 @ 19% | Oct 27, 2006 | Expired |
| 59747 | Build Credit And Help With Christmas | HR | $1,000 @ 20% | Nov 10, 2006 | Expired |
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