Married Mom Paying Down Debt + Christmas Cash
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 10,000% |
| Lender Rate: | 14% | Borrower: | lams49 |
| Finished | State: | TX | |
| Funded: | 100% | Group: | MustardTree |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-12-11 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Dec 09, 2006 | Current |
| Nov 23, 2007 | Paid |
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This is my first time on prosper. I am starting off with a request of $3,000. The first, is to remove a line of credit account at Wells Fargo. I have been married for 9 years and have 3 great kids. I have a 4 year old daughter and twin boys, who are almost two. We are a single income family. My husband has a Masters degree and has been at the same organization for over seven years. His annual gross salary is $78,000 and he receives 16% of salary in bonus money every year. We also receive over $7,000 in income tax refund per year. (Last three years in a row, due to number of dependents and deductions). My debt to credit ratio is high as Prosper does not allow me to count my husbands income as mine. My credit rating is a C, and the reason for my high debt is credit card debt, necessary for medical expenses from the twins. I would like to take the $3000 to do the following: WF Loan of $900 with a monthly payment of $75, Capital One Credit Card of $500 with a monthly payment of $30, Bank Line of Credit of $700 with a monthly payment of $15, Best Buy of $500 with a monthly payment of $20, + Christmas cash of $400 = $3,000 I hope I have included everything for a successful listing. Please e-mail me with any questions. Thank you! |
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