Need help before Christmas, Relist
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 6% |
| Lender Rate: | 23% | Borrower: | caringmom |
| Finished | State: | IL | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-12-14 | EricsCC ROI: | -81% |
| Status History | |
|---|---|
| Dec 14, 2006 | Current |
| Jan 30, 2007 | Late |
| Feb 15, 2007 | Current |
| Apr 29, 2007 | Late |
| May 16, 2007 | 1 month late |
| Jun 15, 2007 | 2 months late |
| Jul 16, 2007 | 3 months late |
| Aug 15, 2007 | 4+ months late |
| Dec 28, 2007 | Default |
|
ABOUT ME : I am 24 years old. I have 3yr old child. I have been married for 3 years but, things just didn?t work out, now I?m filing for divorce. I have two jobs, one full time and one part time, I have had both for five years. EXPLANATION OF BAD CREDIT: I have been a very responsible person but last year my credit has slipped to HR because, that is why I?m getting a divorce, well one of the reasons. I have 0 public records. Four of my delinquents have been from medical bills, three others credit cards. Since I filed for divorce, I have started to improve. I am asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I will NOT let you down. Making my payments on time will be my top priority each month, and will be set up on automatic withdrawal to assure fast payment to Prosper. WHAT I WILL DO WITH THE MONEY LOANED TO ME: The money will pay off all my payday loans, Credit Cards and Medical Bills. That will leave me more then enough to pay back my Prosper loan. HERE ARE MY MONTHLY FINANCIAL DETAILS: Income each month: $2120.00 Rent: $400.00 Utilities: $300.00 (water, trash, electric, gas) Car Loan and Insurance: $ 300.00 Food: $200.00 Cable/Internet: $100.00Cell Phone: $60.00 Clothing, expenses for child: $200.00 Payday loans: $235.00Credit Cards: $300.00Total Monthly Expenses: $2095.00 Budget AFTER Prosper Loan: Prosper loan: $125.00Rent $400.00 Utilities $300.00 (water, gas, electric, trash) Car loan & Insurance: $300.00 Food: $200.00 Cable/Internet: $100.00 Cell phone: $60.00 Clothing, expenses for kids: $200.00 Total Monthly Expenses $1685.00 I will have $435.00 left after making all my payments including my Prosper loan. And still have enough in case of emergencies. CLOSING REMARKS TO LENDERS: As you can see, I am in a place where with just a bit of help to pay off these pay day loans I can get back what I want and use to have, which is good credit. I really hope that you as lenders can see that and help support me with my request. And my prosper loan will be my top Priority! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 63621 | wanting to get out of some debt before Holidays | HR | $3,500 @ 27% | Nov 18, 2006 | Expired |
| 65645 | Need help before Holidays | HR | $3,000 @ 27% | Nov 23, 2006 | Expired |
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