Relist~Final Listing: New information added (i.e., paystub)
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 15% | Borrower: | ajg78 |
| Finished | State: | WI | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2006-12-12 | EricsCC ROI: | 10% |
| Status History | |
|---|---|
| Dec 12, 2006 | Current |
|
I've worked the past two years at a mid-sized Wisconsin law firm. I've progressively worked my way up through the firm and currently hold the position of IT Manager/Marketing Assistant. I currently provide IT support for over 55 employees. I've attached my most recent paystub with all of my personal information redacted (for obvious reasons). Income: $2300 (after taxes and Roth 401k contribution) Total Expenses: $1312 My CreditI made poor decisions while attending college and I maxed out my credit cards without the ability to repay them. All of my credit cards and personal loans were written off (a total of approximately $6,000) and I received one judgment from a credit union for $3,000. That all took place in 2000 and 2001. Why hasn't my debt been completely paid off?The answer, while not a good one, is that all of this debt was written off and the creditors didn't pursue it aggressively through collections. I have since started paying back. Where will the loan proceeds go?$275 ? Utility collection (from college) $300 ? Payment to a creditor where they would agree to accept the original credit line ($300) as payment. Remaining amount will go towards a secured credit card Thank you! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 60423 | Rebuilding Credit: Consolidating Car Loan and Remaining Debt | HR | $7,300 @ 17% | Nov 11, 2006 | Withdrawn |
| 61383 | Looking to rebuild credit and pay off old debt | HR | $2,500 @ 17% | Nov 13, 2006 | Expired |
| 65312 | Looking To Rebuild My Credit, One Step At A time | HR | $1,000 @ 15% | Nov 22, 2006 | Expired |
| 227129 | Pay Off Car/Consolidate. 2nd Prosper Loan-1st paid on time | HR | $2,500 @ 16% | Nov 06, 2007 | Withdrawn |
| 230777 | Second Prosper Loan~State Capped Rate (paystub, 401k info) | HR | $1,500 @ 16% | Nov 12, 2007 | Expired |
| 237168 | Final Relist-State Capped Rate-Minimum Amount | HR | $1,000 @ 15% | Nov 25, 2007 | Expired |
| 273047 | Returning Prosper Borrower~ State Capped Rate | HR | $1,000 @ 15% | Jan 29, 2008 | Expired |
| 393183 | 2nd time Prosper borower. Consolidate Loan-(paystub, etc.) | E | $1,000 @ 20% | Sep 04, 2008 | Loan created |
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