Relist~Final Listing: New information added (i.e., paystub)

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 15%
Lender Rate: 15% Borrower: ajg78
Time Left: Finished State: WI
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2006-12-12 EricsCC ROI: 10%
Status History
Dec 12, 2006 Current

I've worked the past two years at a mid-sized Wisconsin law firm.  I've progressively worked my way up through the firm and currently hold the position of IT Manager/Marketing Assistant.  I currently provide IT support for over 55 employees.  I've attached my most recent paystub with all of my personal information redacted (for obvious reasons).

Income:  $2300 (after taxes and Roth 401k contribution)
Total Expenses: $1312
 

My Credit

I made poor decisions while attending college and I maxed out my credit cards without the ability to repay them.   All of my credit cards and personal loans were written off (a total of approximately $6,000) and I received one judgment from a credit union for $3,000.  That all took place in 2000 and 2001. 


Why hasn't my debt been completely paid off?

The answer, while not a good one, is that all of this debt was written off and the creditors didn't pursue it aggressively through collections.  I have since started paying back. 

Where will the loan proceeds go?

$275 ? Utility collection (from college)

$300 ? Payment to a creditor where they would agree to accept the original credit line ($300) as payment. Remaining amount will go towards a secured credit card

Thank you!

Borrower's Other Listings
60423 Rebuilding Credit: Consolidating Car Loan and Remaining Debt HR $7,300 @ 17% Nov 11, 2006 Withdrawn
61383 Looking to rebuild credit and pay off old debt HR $2,500 @ 17% Nov 13, 2006 Expired
65312 Looking To Rebuild My Credit, One Step At A time HR $1,000 @ 15% Nov 22, 2006 Expired
227129 Pay Off Car/Consolidate. 2nd Prosper Loan-1st paid on time HR $2,500 @ 16% Nov 06, 2007 Withdrawn
230777 Second Prosper Loan~State Capped Rate (paystub, 401k info) HR $1,500 @ 16% Nov 12, 2007 Expired
237168 Final Relist-State Capped Rate-Minimum Amount HR $1,000 @ 15% Nov 25, 2007 Expired
273047 Returning Prosper Borrower~ State Capped Rate HR $1,000 @ 15% Jan 29, 2008 Expired
393183 2nd time Prosper borower. Consolidate Loan-(paystub, etc.) E $1,000 @ 20% Sep 04, 2008 Loan created

 

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