Dept. Consolidation And Student Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,550.00 | Status: | Loan created |
| Grade: | HR | DTI: | 4% |
| Lender Rate: | 23% | Borrower: | sweetsteph |
| Finished | State: | CA | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-12-13 | EricsCC ROI: | -77% |
| Status History | |
|---|---|
| Dec 14, 2006 | Current |
| Mar 29, 2007 | Late |
| Apr 11, 2007 | Current |
| May 30, 2007 | Late |
| Jun 15, 2007 | 1 month late |
| Jul 14, 2007 | 2 months late |
| Aug 14, 2007 | 3 months late |
| Sep 14, 2007 | 4+ months late |
| Dec 28, 2007 | Default |
|
ABOUT ME: I am 23 years old, married for 4 years, 1 child age 2. I have been with my current employer for 2 years.Since then I have finished my Bachelors degree. EXPLANATION OF BAD CREDIT: I have always been responsible with my finances but 2 years ago my credit scores slipped to HR because of an bad automobile accident and I had to file for bankruptcy. But things have improved since because I have been able to focus on my work and my family since I finished school. I'm asking for a chance to prove myself and get my credit scores back up to where they should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month. WHAT I WILL DO WITH THE MONEY LOANED TO ME: $1000 will pay off two pay day loans, $1550 will on my student loans. That will lower my monthly payments on loans to $100 instead of $300.00 and will leave me sufficient to pay back my Prosper loan. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $ 1000 Spouse's Income: $ 2000 Total monthly family Income $ 3000 Mortgage/Rent: $ 474.60 Phone: $ 89.99 Gas: $ 60.00 Electricity & Water: $250.00 Car Loan and Operating Expenses: $ 500.00 Food: $ 150.00 Insurance: $ 200.00 Cable/Internet: $ 59.99 Clothing, expenses for children, etc. $ 150.00 Credit cards $0.00 Dont Have Any Other: Student loan: $300.00 will become only $100.00 Total Monthly Expenses : $2234.58 I will have $965.42 left to make the payments on my Prosper loan. CLOSING REMARKS TO LENDERS: As you can see, I am finally in a place where with just a bit of help I would really be able to rebuild my credit and allow for my family to become ahead. I really hope that someday I will be able to help someone in this way to. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 67812 | Dept. Consolidation and Student loan | HR | $2,550 @ 27% | Nov 28, 2006 | Withdrawn |
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Discussion For This Listing
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