Help me Fix my Car

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Listing Information
Amount: $2,550.00 Status: Loan created
Grade: NC DTI: 0%
Lender Rate: 25% Borrower: amagana92706
Time Left: Finished State: CA
Funded: 100% Group: FinancialAssistanceNetwork
Loan Information
Loan Status: 4+ months late Origination Date: 2006-12-19 EricsCC ROI: -60%
Status History
Dec 18, 2006 Current
Oct 05, 2007 Late
Oct 17, 2007 Current
Mar 06, 2008 Late
Mar 20, 2008 1 month late
Apr 20, 2008 2 months late
May 24, 2008 3 months late
Jun 20, 2008 4+ months late
My name is Alejandra [LAST NAME DELETED]. I am trying to fix my car but no one will give me a loan because I have not established credit yet. I bought a car from the street and the engine froze and I have to put a new engine. I have tried getting a loan, but loan officers won't give me one because I have not established credit (not even after they see that I have been on my job for almost a year now. I am a Hostess in Loews Santa Monica Beach Hotel. Please fund my loan. I have set up my budget as follows:

Monthly Income: $1,800

Rent:     $600
Food:     $200
Gas:       $200
Misc:      $300
LOAN:    $400
savings:  $100

Please help since it is very hard for me to get to work and school without a car and I do not have my parents' help like most people of 21.

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