First Step to Fresh Start
Homeownership Verified

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Listing Information
Amount: $7,500.00 Status: Loan created
Grade: B DTI: 27%
Lender Rate: 14% Borrower: louise25
Time Left: Finished State: IA
Funded: 100% Group: FinancialAssistanceNetwork
Loan Information
Loan Status: Current Origination Date: 2006-12-13 EricsCC ROI: 9%
Status History
Dec 14, 2006 Current
May 28, 2007 Late
Jun 09, 2007 Current
Jun 28, 2007 Late
Jun 30, 2007 Current
Jul 01, 2007 Late
Jul 14, 2007 1 month late
Aug 09, 2007 Late
Aug 14, 2007 1 month late
Sep 14, 2007 2 months late
Sep 18, 2007 Late
Sep 19, 2007 1 month late
Oct 14, 2007 2 months late
Oct 20, 2007 1 month late
Nov 14, 2007 2 months late
Nov 23, 2007 1 month late
Dec 14, 2007 2 months late
Jan 01, 2008 1 month late
Jan 14, 2008 2 months late
Jan 23, 2008 1 month late
Feb 14, 2008 2 months late
Feb 22, 2008 1 month late
Mar 17, 2008 2 months late
Mar 18, 2008 Current
Sep 28, 2008 Late
Oct 08, 2008 Current
Oct 28, 2008 Late
Nov 05, 2008 Current
I am requesting this loan to start paying some bills off.  I currently have three delinquencies that are with a debt consolidation agency.  I would like to request a prosper loan to get some bills I have right now paid off and at the same time add money onto what is owed to the debt consolidation agency. 

I have been in the insurance field for twenty years.  I have worked for two companies ten years at one and going on eleven with the one I am at now. 
 
I own my own home and have been at this residence for fourteen years.  I am looking to refinance in the near future, but would like my credit cleaned up before doing so.  I would like to be debt free within ten years, which includes my mortgage.  This is my first step to reduce debt and then just keep going until I am done.

 I am a divorced, single parent of a three year old child.  I have been divorced for 1 1/2 /year and that is when the debt went downhill.  This is the first time I have ever been in this situation, so I am seeking help to get back on the right track. 

I am currently doing the payday loans and this is just not working, it is a vicious cycle and you never get turned around.  If I can pay these and pay my bills I can pay a loan to prosper.  I just want out of the cycle and get on with a debt free life.  I also would like to give my daughter a good christmas without the stress of bills.   

My current bills
House-830.00
Electric-150.00
Cell Phone-70.00
Phone-45.00
Food-70.00

Other Debt BalancesDebt Settlement Agency-12,000
Target-300.00
Lerners-55.00
Menards-1400.00
Younkers-550.00
Chase-3000.00

Please can you consider my loan request.  I can repay this loan and would hope that you would consider me and give me a chance.

Thank you and God Bless
singlemom  
Borrower's Other Listings
54424 just need financial assistance, 3 year old, single parent B $10,000 @ 14% Oct 28, 2006 Withdrawn
54889 Would like to consolidate debt to gain a fresh start B $10,500 @ 16% Oct 30, 2006 Withdrawn
54987 Consolidate to Gain A Fresh Start B $17,000 @ 15% Oct 30, 2006 Expired
57930 Consolidate Debt for Fresh Start B $17,000 @ 16% Nov 06, 2006 Expired
68034 First Step to Fresh Start B $7,500 @ 13% Nov 29, 2006 Withdrawn

 

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