Hello, I am a married 53-year old woman who would like to pay off a credit card I have with a balance of $11,000 to Chase Bank. I have a low interest rate but know it will take years to pay off. I work full time and make $59,000. I owe two other credit card balances and plan to try to pay more than the minimum to pay them off quicker. I?m not currently using my credit cards. I pay cash now for items I want. I save money monthly to have on hold for emergencies like a recent car repair of $3000 for a new engine. I would very much appreciate it if I could acquire the $11,000 from Prosper.com lenders to pay off this credit card in 3 years. This would definitely reduce my debt ratio.
"My husbands income is not calculated in my debt/income ratio and he pays the mortgage payment of $850.00 each month. With him paying the mortgage my debt/income would be even less." I pay for all other household expenses as well as expenses for prescriptions, medical, cell phone, groceries, etc. I pride myself in keeping excellent credit and thank those in advance for contributing to help me get my prosper.com loan. I also plan to lend funds to others periodically when I can. Have a wonderful day and thank you for considering my request! |
