One more time for luck!!

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Listing Information
Amount: $1,000.00 Status: Loan created
Grade: HR DTI: 4%
Lender Rate: 18% Borrower: cussingcutie
Time Left: Finished State: TX
Funded: 100% Group: BORROWERS - Free instant Listings - LARGEST GROUP
Loan Information
Loan Status: Current Origination Date: 2006-12-05 EricsCC ROI: 13%
Status History
Dec 04, 2006 Current
I am 29 years old , planning to be married on the new year. And, I am pregnant with my first child (due the second day of March). I am fully disabled and recieve social security. And, my fiancee is an assistant manger with The Home Depot. 
    My credit rating is bad because of my medical expenses from the last seven years. Due to which, I was unable to work and received little income between December 2004 and October 2005. So, all of my debts went into default. But, in the last year and an half things have improved greatly.
     My fiancee purchased a new vehicle which helps his credit rating. And, finacially we are both more stable than either of us have ever been. I am trying to get my credit rating up so that in the near future we can buy a home and raise our family in the best possible surroundings. I promise that paying off this loan will be my top priority. I want this chance to prove myself, and give my family every opportunity for success. I will strive to pay this loan off in full and as soon as possible. The amount to cover the loan payment will be in my account before each due day, with more to back it up. 
    This is what I plan to do with the money if I should receive the loan
 $600.00 to pay off pay day loan,
$180.00 for the Justice of the Peace to marry us
$36.00 for the marriage license and the rest for baby supplies.
 
    Our finances are as follow :
My yearly gross income is $10,000
My fiancee's(soon to be spouse) annual gross income is $32,000
Our total monthly gross income is $3500.00

Our monthly expenses are:
Rent $750.00
Phone cable and internet(all one bill) $138.00
Electric $70- $110 (seasonal)
Water $70.00
Truck payment $475
Truck ins. $45
Gasoline $200
Food $300
Cell phone $65
Netflix $20
Total monthly expenses $2175 

    I will be left with $500, each month, to pay off the loan. I am finally at a place in my life where just a little help will go a long way. Thank you very much for taking the time to read this.
 
Borrower's Other Listings
63526 Baby coming,wedding and christmas HR $3,000 @ 29% Nov 18, 2006 Withdrawn
63808 Christmas and wedding HR $1,500 @ 29% Nov 19, 2006 Withdrawn
64499 Christmas , wedding and baby OH MY! HR $2,500 @ 27% Nov 20, 2006 Expired
67165 "If at first you don't succeed..." I'll try, try again! HR $1,000 @ 27% Nov 27, 2006 Withdrawn

 

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