I take risks so you don't have to! Re-investing in Prosper
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,527.00 | Status: | Loan created |
| Grade: | A | DTI: | 19% |
| Lender Rate: | 8% | Borrower: | SpydrJOAT |
| Finished | State: | FL | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2006-12-12 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Dec 12, 2006 | Current |
| Oct 17, 2007 | Payoff in progress |
| Oct 23, 2007 | Paid |
|
Hello! My name is Scott, and I hope you will bid on my loan. I am a Staff Sergeant (E-5) with 5 years time in service, currently on active duty in the USAF. I intend to use the money to re-lend to others on Prosper. MY monthly net income ($2815) is currently spent this way. Note: I pay all my bills automatically through online bill pay and automatic drafts, so I never miss a payment.
My current monthly take-home pay is approximately $2815, with committed monthly expenses of roughly $2200. This includes all of the household bills for my wife and I. However, even though I pay all the bills, my wife also works and brings home approximately $1100 per month. Her $1100 per month is used for?.well, whatever it is her little heart desires. *lol* I don?t tell her where to spend her money, but we basically use it to save for retirement, pay down our bills faster and buy things for the house. We are projected to have our 30 year mortgage paid off in just over 20 years. I will be receiving a 2.2% base pay raise in January, and another raise in May (~$153 per month). I currently have approximately $13K in my TSP account, as well as another $3K in liquid assets split between a Roth IRA and high yield savings accounts. We will have no trouble paying the $50 per month that this loan requires, and may even pay it off early if we generate enough revenue through Prosper. Feel free to contact me if you have any questions. Thank you in advance for bidding on my loan! ~Scott |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 67391 | I take risks so you don't have to! | A | $1,527 @ 11% | Nov 28, 2006 | Withdrawn |
| 221123 | Simplifying my life while deployed to the desert | A | $18,790 @ 16% | Oct 25, 2007 | Cancelled |
| 420220 | Just want to have one payment | AA | $14,000 @ 9% | Aug 14, 2009 | Expired |
| 432111 | Help me get custody of my daughter! | AA | $24,999 @ 35% | Jan 11, 2010 | Expired |
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