Eric's Credit Community

I am interested in trying out this whole Prosper idea behind lending.  I am looking to build up my credit by taking a couple small loans out for things that I would be purchasing anyway.  This gives me time to pay and close out some loans, while building my credit. 

I am starting school in January and I am going to need to get a laptop soon due to my schedule and the train ride into school. Since the school (Metro State College of Denver) is downtown and the commute and parking is a pain.  Thankfully Denver has an awesome light-rail train system that is only about a mile from my house.  Having the laptop allows me to be able to work on my school projects while on the road and in the commons at school.  I am a Computer Science major (I already have my AS Degree and work in my field) while minoring in Networking.  I am going to purchase a Mac Book since I will need the performance that it provides, the security and versatiliy of a Mac.  (Run both Windows and Mac)

I am also working on a few projects of my own which require OpenSTEP implementations that are available on Linux and on Mac OSX.  Eventually I hope to take my ideas and venture out with my own company.

My Monthly Finances:
My Income:         Net 4300
Wifes Income:     Net 1000

Rent:                 929
Cars:                 577 (2 of them)
Utilities:             200
Gas:                  200
Groceries:          300
Student Loans:   100
Credit Cards:  (Varies as most of my income pay these down, minimum is about $300, average I am paying is over $1000)

School is being paid for through the GI Bill, the student loans are from years ago when I started on my Computer Science Degree.

I don't mind any other questions, since I have been recently juggling my credit situation around (I traded a car for a less expensive one, etc).  I am just getting on my feet after relocating to Colorado from San Antonio, TX after 4 years in the Air Force as a Computer Programmer.  (Can't you tell I love my career).